DIGITAL PAYMENT ADOPTION IN PERIPHERAL ECONOMIES: EVIDENCE FROM COASTAL SOCIETY IN ACEH

Abstract

This study aims to determine the influence of ease of use, financial literacy, dan security on the decision to use QRIS in the Meulaboh community. This study uses a quantitative method with an associative approach. Data were collected by distributing questionnaires to 100 selected respondents using purposive sampling. Data analysis was carried out using multiple linear regression through SPSS software version 26. The results showed that, to some extent, the ease-of-use variable did not affect the decision to use QRIS. Conversely, financial dan security literacy has a positive dan significant influence on the decision to use QRIS. These findings show that in the Meulaboh community, financial literacy dan security factors are the main determinants in QRIS use. Therefore, increasing financial literacy dan strengthening the security system are important aspects in increasing the use of QRIS in the Meulaboh community.