Febriyanti, Laela Dwi, and Rusdianto Rusdianto. “engaruh ersepsi an anfaat igitalisasi erhadap eputusan embayaran nfaq: he nfluence of erception and enefits of igitalization on nfaq ayment ecisions”. Jurnal Sosiologi Agama Indonesia (JSAI) 5, no. 2 (July 30, 2024): 230–245. ccessed December 22, 2024. https://journal.ar-raniry.ac.id/jsai/article/view/4655.