Mujahid Muthahhari, Jamhuri and Nahara Eriyanti (2026) “THE SYSTEM OF IMPOSING FINES AND ITS EFFECTIVENESS IN REDUCING FRAUD IN PERUM PEGADAIAN PRODUCTS IN THE CONTEXT OF TA’WIDH”, Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah, 7(1), pp. 1–19. doi: 10.22373/al-mudharabah.v7i1.9645.