{\rtf1\adeflang1025\ansi\ansicpg1252\uc1\adeff31507\deff0\stshfdbch31506\stshfloch31506\stshfhich31506\stshfbi31507\deflang1033\deflangfe1041\themelang1057\themelangfe1041\themelangcs1025{\fonttbl{\f0\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\f1\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}
{\f2\fbidi \fmodern\fcharset0\fprq1{\*\panose 02070309020205020404}Courier New;}{\f11\fbidi \fmodern\fcharset128\fprq1{\*\panose 02020609040205080304}MS Mincho{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\f34\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria Math;}{\f37\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f39\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria;}
{\f41\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Book Antiqua;}{\f42\fbidi \fswiss\fcharset0\fprq2{\*\panose 00000000000000000000}Arial Narrow;}{\f44\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604030504040204}Tahoma;}
{\f46\fbidi \fmodern\fcharset128\fprq1{\*\panose 02020609040205080304}@MS Mincho;}{\flomajor\f31500\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbmajor\f31501\fbidi \fmodern\fcharset128\fprq1{\*\panose 020b0609070205080204}MS Gothic{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}{\fhimajor\f31502\fbidi \froman\fcharset0\fprq2{\*\panose 00000000000000000000}Cambria;}
{\fbimajor\f31503\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
{\fdbminor\f31505\fbidi \fmodern\fcharset128\fprq1{\*\panose 02020609040205080304}MS Mincho{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\fhiminor\f31506\fbidi \fswiss\fcharset0\fprq2{\*\panose 020f0502020204030204}Calibri;}
{\fbiminor\f31507\fbidi \fswiss\fcharset0\fprq2{\*\panose 020b0604020202020204}Arial;}{\f48\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\f49\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\f51\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f52\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f53\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\f54\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}
{\f55\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f56\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f58\fbidi \fswiss\fcharset238\fprq2 Arial CE;}{\f59\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}
{\f61\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f62\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f63\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}{\f64\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}
{\f65\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f66\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f68\fbidi \fmodern\fcharset238\fprq1 Courier New CE;}{\f69\fbidi \fmodern\fcharset204\fprq1 Courier New Cyr;}
{\f71\fbidi \fmodern\fcharset161\fprq1 Courier New Greek;}{\f72\fbidi \fmodern\fcharset162\fprq1 Courier New Tur;}{\f73\fbidi \fmodern\fcharset177\fprq1 Courier New (Hebrew);}{\f74\fbidi \fmodern\fcharset178\fprq1 Courier New (Arabic);}
{\f75\fbidi \fmodern\fcharset186\fprq1 Courier New Baltic;}{\f76\fbidi \fmodern\fcharset163\fprq1 Courier New (Vietnamese);}{\f160\fbidi \fmodern\fcharset0\fprq1 MS Mincho Western{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\f158\fbidi \fmodern\fcharset238\fprq1 MS Mincho CE{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\f159\fbidi \fmodern\fcharset204\fprq1 MS Mincho Cyr{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\f161\fbidi \fmodern\fcharset161\fprq1 MS Mincho Greek{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\f162\fbidi \fmodern\fcharset162\fprq1 MS Mincho Tur{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\f165\fbidi \fmodern\fcharset186\fprq1 MS Mincho Baltic{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\f388\fbidi \froman\fcharset238\fprq2 Cambria Math CE;}{\f389\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}
{\f391\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f392\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}{\f395\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}{\f396\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}
{\f418\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\f419\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\f421\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f422\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\f425\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f426\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\f438\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\f439\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}
{\f441\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\f442\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\f445\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\f446\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}
{\f458\fbidi \froman\fcharset238\fprq2 Book Antiqua CE;}{\f459\fbidi \froman\fcharset204\fprq2 Book Antiqua Cyr;}{\f461\fbidi \froman\fcharset161\fprq2 Book Antiqua Greek;}{\f462\fbidi \froman\fcharset162\fprq2 Book Antiqua Tur;}
{\f465\fbidi \froman\fcharset186\fprq2 Book Antiqua Baltic;}{\f468\fbidi \fswiss\fcharset238\fprq2 Arial Narrow CE;}{\f469\fbidi \fswiss\fcharset204\fprq2 Arial Narrow Cyr;}{\f471\fbidi \fswiss\fcharset161\fprq2 Arial Narrow Greek;}
{\f472\fbidi \fswiss\fcharset162\fprq2 Arial Narrow Tur;}{\f475\fbidi \fswiss\fcharset186\fprq2 Arial Narrow Baltic;}{\f488\fbidi \fswiss\fcharset238\fprq2 Tahoma CE;}{\f489\fbidi \fswiss\fcharset204\fprq2 Tahoma Cyr;}
{\f491\fbidi \fswiss\fcharset161\fprq2 Tahoma Greek;}{\f492\fbidi \fswiss\fcharset162\fprq2 Tahoma Tur;}{\f493\fbidi \fswiss\fcharset177\fprq2 Tahoma (Hebrew);}{\f494\fbidi \fswiss\fcharset178\fprq2 Tahoma (Arabic);}
{\f495\fbidi \fswiss\fcharset186\fprq2 Tahoma Baltic;}{\f496\fbidi \fswiss\fcharset163\fprq2 Tahoma (Vietnamese);}{\f497\fbidi \fswiss\fcharset222\fprq2 Tahoma (Thai);}{\f510\fbidi \fmodern\fcharset0\fprq1 @MS Mincho Western;}
{\f508\fbidi \fmodern\fcharset238\fprq1 @MS Mincho CE;}{\f509\fbidi \fmodern\fcharset204\fprq1 @MS Mincho Cyr;}{\f511\fbidi \fmodern\fcharset161\fprq1 @MS Mincho Greek;}{\f512\fbidi \fmodern\fcharset162\fprq1 @MS Mincho Tur;}
{\f515\fbidi \fmodern\fcharset186\fprq1 @MS Mincho Baltic;}{\flomajor\f31508\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbmajor\f31520\fbidi \fmodern\fcharset0\fprq1 MS Gothic Western{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}{\fdbmajor\f31518\fbidi \fmodern\fcharset238\fprq1 MS Gothic CE{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}
{\fdbmajor\f31519\fbidi \fmodern\fcharset204\fprq1 MS Gothic Cyr{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}{\fdbmajor\f31521\fbidi \fmodern\fcharset161\fprq1 MS Gothic Greek{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}
{\fdbmajor\f31522\fbidi \fmodern\fcharset162\fprq1 MS Gothic Tur{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}{\fdbmajor\f31525\fbidi \fmodern\fcharset186\fprq1 MS Gothic Baltic{\*\falt \'82\'6c\'82\'72 \'83\'53\'83\'56\'83\'62\'83\'4e};}
{\fhimajor\f31528\fbidi \froman\fcharset238\fprq2 Cambria CE;}{\fhimajor\f31529\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}{\fhimajor\f31531\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\fhimajor\f31532\fbidi \froman\fcharset162\fprq2 Cambria Tur;}
{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\fbimajor\f31538\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
{\fdbminor\f31560\fbidi \fmodern\fcharset0\fprq1 MS Mincho Western{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\fdbminor\f31558\fbidi \fmodern\fcharset238\fprq1 MS Mincho CE{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\fdbminor\f31559\fbidi \fmodern\fcharset204\fprq1 MS Mincho Cyr{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\fdbminor\f31561\fbidi \fmodern\fcharset161\fprq1 MS Mincho Greek{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\fdbminor\f31562\fbidi \fmodern\fcharset162\fprq1 MS Mincho Tur{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}{\fdbminor\f31565\fbidi \fmodern\fcharset186\fprq1 MS Mincho Baltic{\*\falt \'82\'6c\'82\'72 \'96\'be\'92\'a9};}
{\fhiminor\f31568\fbidi \fswiss\fcharset238\fprq2 Calibri CE;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}{\fbiminor\f31578\fbidi \fswiss\fcharset238\fprq2 Arial CE;}
{\fbiminor\f31579\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}{\fbiminor\f31581\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\fbiminor\f31582\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\fbiminor\f31583\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}
{\fbiminor\f31584\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}{\fbiminor\f31585\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\fbiminor\f31586\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;
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\red128\green128\blue0;\red128\green128\blue128;\red192\green192\blue192;\chyperlink\ctint255\cshade255\red0\green0\blue255;\red255\green255\blue255;}{\*\defchp \f31506\fs22\lang1057\langfe1033\langnp1057\langfenp1033 }{\*\defpap 
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 }\noqfpromote {\stylesheet{\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
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\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af31503\afs32\alang1025 \ltrch\fcs0 \b\fs32\lang1033\langfe1033\kerning32\loch\f31502\hich\af31502\dbch\af31501\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext0 \slink22 \sqformat \spriority9 \styrsid13791530 heading 1;}{\s2\ql \fi-720\li1440\ri0\sb240\sa60\keepn\widctlpar\jclisttab\tx1440\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin1440\itap0 \rtlch\fcs1 
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\b\fs26\lang1033\langfe1033\loch\f31502\hich\af31502\dbch\af31501\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext0 \slink24 \sunhideused \sqformat \spriority9 \styrsid13791530 heading 3;}{\s4\ql \fi-720\li2880\ri0\sb240\sa60\keepn\widctlpar
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\sbasedon0 \snext0 \slink25 \ssemihidden \sunhideused \sqformat \spriority9 \styrsid13791530 heading 4;}{\s5\ql \fi-720\li3600\ri0\sb240\sa60\widctlpar\jclisttab\tx3600\wrapdefault\aspalpha\aspnum\faauto\outlinelevel4\adjustright\rin0\lin3600\itap0 
\rtlch\fcs1 \ab\ai\af31507\afs26\alang1025 \ltrch\fcs0 \b\i\fs26\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext0 \slink26 \sunhideused \sqformat \spriority9 \styrsid13791530 heading 5;}{
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\sbasedon0 \snext0 \slink27 \sqformat \spriority0 \styrsid13791530 heading 6;}{\s7\ql \fi-720\li5040\ri0\sb240\sa60\widctlpar\jclisttab\tx5040\wrapdefault\aspalpha\aspnum\faauto\outlinelevel6\adjustright\rin0\lin5040\itap0 \rtlch\fcs1 
\af31507\afs24\alang1025 \ltrch\fcs0 \fs24\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext0 \slink28 \ssemihidden \sunhideused \sqformat \spriority9 \styrsid13791530 heading 7;}{
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\i\fs24\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext0 \slink29 \ssemihidden \sunhideused \sqformat \spriority9 \styrsid13791530 heading 8;}{\s9\ql \fi-720\li6480\ri0\sb240\sa60\widctlpar
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\sbasedon0 \snext0 \slink30 \ssemihidden \sunhideused \sqformat \spriority9 \styrsid13791530 heading 9;}{\*\cs10 \additive \ssemihidden \sunhideused \spriority1 Default Paragraph Font;}{\*
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\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1057\langfe1033\cgrid\langnp1057\langfenp1033 \snext11 \ssemihidden \sunhideused Normal Table;}{
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\sbasedon10 \sunhideused \styrsid14515996 footnote reference;}{\s17\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 
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\sbasedon10 \slink17 \slocked \spriority0 \styrsid14515996 Footnote Text Char, Char Char;}{\*\cs19 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \slink15 \slocked \spriority34 \styrsid1660714 List Paragraph Char;}{\s20\ql \li0\ri0\sa200\sl276\slmult1
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\sbasedon0 \snext0 \sunhideused \spriority37 \styrsid1660714 Bibliography;}{\*\ts21\tsrowd\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1057\langfe1033\cgrid\langnp1057\langfenp1033 \sbasedon11 \snext21 \spriority39 \styrsid1660714 
Table Grid;}{\*\cs22 \additive \rtlch\fcs1 \ab\af31503\afs32 \ltrch\fcs0 \b\fs32\lang1033\langfe0\kerning32\loch\f31502\hich\af31502\dbch\af31501\langnp1033 \sbasedon10 \slink1 \slocked \spriority9 \styrsid13791530 Heading 1 Char;}{\*\cs23 \additive 
\rtlch\fcs1 \ab\ai\af31503\afs28 \ltrch\fcs0 \b\i\fs28\lang1033\langfe0\loch\f31502\hich\af31502\dbch\af31501\langnp1033 \sbasedon10 \slink2 \slocked \ssemihidden \spriority9 \styrsid13791530 Heading 2 Char;}{\*\cs24 \additive \rtlch\fcs1 
\ab\af31503\afs26 \ltrch\fcs0 \b\fs26\lang1033\langfe0\loch\f31502\hich\af31502\dbch\af31501\langnp1033 \sbasedon10 \slink3 \slocked \spriority9 \styrsid13791530 Heading 3 Char;}{\*\cs25 \additive \rtlch\fcs1 \ab\af0\afs28 \ltrch\fcs0 
\b\fs28\lang1033\langfe0\dbch\af31505\langnp1033 \sbasedon10 \slink4 \slocked \ssemihidden \spriority9 \styrsid13791530 Heading 4 Char;}{\*\cs26 \additive \rtlch\fcs1 \ab\ai\af0\afs26 \ltrch\fcs0 \b\i\fs26\lang1033\langfe0\dbch\af31505\langnp1033 
\sbasedon10 \slink5 \slocked \spriority9 \styrsid13791530 Heading 5 Char;}{\*\cs27 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\lang1033\langfe0\langnp1033 \sbasedon10 \slink6 \slocked \spriority0 \styrsid13791530 Heading 6 Char;}{\*\cs28 \additive 
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\lang1033\langfe0\dbch\af31505\langnp1033 \sbasedon10 \slink7 \slocked \ssemihidden \spriority9 \styrsid13791530 Heading 7 Char;}{\*\cs29 \additive \rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\lang1033\langfe0\dbch\af31505\langnp1033 \sbasedon10 \slink8 \slocked \ssemihidden \spriority9 \styrsid13791530 Heading 8 Char;}{\*\cs30 \additive \rtlch\fcs1 \af31503 \ltrch\fcs0 \lang1033\langfe0\loch\f31502\hich\af31502\dbch\af31501\langnp1033 
\sbasedon10 \slink9 \slocked \ssemihidden \spriority9 \styrsid13791530 Heading 9 Char;}{\s31\ql \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext31 \slink32 \sunhideused \styrsid13791530 header;}{\*\cs32 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 
\sbasedon10 \slink31 \slocked \styrsid13791530 Header Char;}{\s33\ql \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\f31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext33 \slink34 \sunhideused \styrsid13791530 footer;}{\*\cs34 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 
\sbasedon10 \slink33 \slocked \styrsid13791530 Footer Char;}{\s35\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af44\afs16\alang1025 \ltrch\fcs0 
\fs16\lang1033\langfe1033\loch\f44\hich\af44\dbch\af31505\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext35 \slink36 \ssemihidden \sunhideused \styrsid13791530 Balloon Text;}{\*\cs36 \additive \rtlch\fcs1 \af44\afs16 \ltrch\fcs0 \f44\fs16 
\sbasedon10 \slink35 \slocked \ssemihidden \styrsid13791530 Balloon Text Char;}{\s37\ql \li0\ri0\widctlpar
\tx916\tx1832\tx2748\tx3664\tx4580\tx5496\tx6412\tx7328\tx8244\tx9160\tx10076\tx10992\tx11908\tx12824\tx13740\tx14656\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af2\afs20\alang1025 \ltrch\fcs0 
\f2\fs20\lang1033\langfe1057\cgrid\langnp1033\langfenp1057 \sbasedon0 \snext37 \slink38 \sunhideused \styrsid13791530 HTML Preformatted;}{\*\cs38 \additive \rtlch\fcs1 \af2\afs20 \ltrch\fcs0 \f2\fs20\lang0\langfe1057\langfenp1057 
\sbasedon10 \slink37 \slocked \styrsid13791530 HTML Preformatted Char;}{\s39\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\f37\hich\af37\dbch\af37\cgrid\langnp1033\langfenp1033 \snext39 \sqformat \spriority1 \styrsid13791530 No Spacing;}{\*\cs40 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf17 \sbasedon10 \sunhideused \styrsid13791530 Hyperlink;}
{\*\ts41\tsrowd\trbrdrt\brdrs\brdrw10\brdrcf1 \trbrdrl\brdrs\brdrw10\brdrcf1 \trbrdrb\brdrs\brdrw10\brdrcf1 \trbrdrr\brdrs\brdrw10\brdrcf1 \trbrdrh\brdrs\brdrw10\brdrcf1 \trbrdrv\brdrs\brdrw10\brdrcf1 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon11 \snext21 \spriority59 \styrsid13896115 
Table Grid1;}{\*\ts42\tsrowd\trbrdrt\brdrs\brdrw10\brdrcf1 \trbrdrl\brdrs\brdrw10\brdrcf1 \trbrdrb\brdrs\brdrw10\brdrcf1 \trbrdrr\brdrs\brdrw10\brdrcf1 \trbrdrh\brdrs\brdrw10\brdrcf1 \trbrdrv\brdrs\brdrw10\brdrcf1 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon11 \snext21 \spriority59 \styrsid13896115 
Table Grid2;}{\*\ts43\tsrowd\trbrdrt\brdrs\brdrw10\brdrcf1 \trbrdrl\brdrs\brdrw10\brdrcf1 \trbrdrb\brdrs\brdrw10\brdrcf1 \trbrdrr\brdrs\brdrw10\brdrcf1 \trbrdrh\brdrs\brdrw10\brdrcf1 \trbrdrv\brdrs\brdrw10\brdrcf1 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \f31506\fs22\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon11 \snext21 \spriority59 \styrsid13896115 
Table Grid3;}{\s44\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\cf1\lang1033\langfe1033\loch\f0\hich\af0\dbch\af31505\cgrid\langnp1033\langfenp1033 \snext44 \spriority0 \styrsid9789825 
Default;}{\*\cs45 \additive \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b \sbasedon10 \sqformat \spriority22 \styrsid9789825 Strong;}{\*\cs46 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid8938199 remarkable-pre-marked;}{\*\cs47 \additive 
\super \spriority0 \styrsid8938199 Footnote Characters;}{\*\cs48 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid8938199 hps;}{\*\cs49 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid8938199 atn;}{\*\cs50 
\additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid8938199 mw-headline;}{\*\cs51 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \spriority0 \styrsid8938199 apple-converted-space;}{\*\cs52 \additive \i 
\sqformat \spriority20 \styrsid8938199 Emphasis;}{\*\cs53 \additive \b\i0\f39\fs36\cf1 \spriority0 \styrsid8938199 fontstyle01;}{\*\cs54 \additive \spriority0 \styrsid8938199 y2iqfc;}{\*\cs55 \additive \ssemihidden \sunhideused \styrsid8938199 
line number;}{\*\cs56 \additive \spriority0 \styrsid8938199 markedcontent;}{\s57\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang14345\langfe14345\cgrid\langnp14345\langfenp14345 \sbasedon0 \snext57 \sunhideused \styrsid9118874 Normal (Web);}{\*\cs58 \additive \rtlch\fcs1 \af0\afs16 \ltrch\fcs0 \fs16 \sbasedon10 \ssemihidden \sunhideused \styrsid4802412 
annotation reference;}}{\*\listtable{\list\listtemplateid546968640\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'00.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271579\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271567\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271579\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271567\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid69271579\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-180\li6480\lin6480 }{\listname ;}\listid65496055}{\list\listtemplateid18523184\listhybrid{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703
\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703
\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713
\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715
\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6480\lin6480 }{\listname ;}\listid109976376}{\list\listtemplateid-1830809864\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1428\lin1428 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\leveltemplateid69271577\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li2148\lin2148 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271579
\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2868\lin2868 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271567\'02\'03.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3588\lin3588 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fi-360\li4308\lin4308 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271579\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li5028\lin5028 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271567\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5748\lin5748 }{\listlevel\levelnfc4\levelnfcn4
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6468\lin6468 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271579\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li7188\lin7188 }{\listname ;}\listid189032186}{\list\listtemplateid822636800\listhybrid{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid441581706\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1800\lin1800 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li2520\lin2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3240\lin3240 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li3960\lin3960 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li4680\lin4680 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0
\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li5400\lin5400 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0
{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li6120\lin6120 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-180\li6840\lin6840 }{\listname ;}\listid269748580}{\list\listtemplateid609781656\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid69271567\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0 \fi-360\li720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative
\levelspace0\levelindent0{\leveltext\leveltemplateid69271577\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fi-360\li1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0
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\ab\ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid330717\charrsid330717 \hich\af42\dbch\af31505\loch\f42 Analisa Efisiensi Kinerja}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid8784852 \hich\af42\dbch\af31505\loch\f42 _}{\rtlch\fcs1 
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5f72656c732f2e72656c73504b01022d0014000600080000002100332f059e41000000390000001000000000000000000000000000290200006472732f7368617065786d6c2e786d6c504b01022d001400060008000000210041d5547ac4000000dc0000000f00000000000000000000000000980200006472732f646f776e
7265762e786d6c504b05060000000004000400f5000000890300000000}}}{\sp{\sn dhgt}{\sv 251659264}}{\sp{\sn fHidden}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\s33\qc \li0\ri0\widctlpar
\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15471322 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 
{\field{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 \hich\af31506\dbch\af31505\loch\f31506  PAGE    \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid198147 
\hich\af31506\dbch\af31505\loch\f31506 221}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 
\par }}}}}{\shprslt{\*\do\dobxmargin\dobymargin\dodhgt8192\dpgroup\dpcount4\dpx0\dpy0\dpxsize720\dpysize548\dprect\dpx0\dpy0\dpxsize720\dpysize548
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor115\dplinecog115\dplinecob115\dprect\dpx0\dpy0\dpxsize720\dpysize548
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor115\dplinecog115\dplinecob115\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar\s33\qc \li0\ri0\widctlpar
\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15471322 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 
{\field{\*\fldinst {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 \hich\af31506\dbch\af31505\loch\f31506  PAGE    \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid198147 
\hich\af31506\dbch\af31505\loch\f31506 221}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 
\par }}\dpx0\dpy0\dpxsize720\dpysize548\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor115\dplinecog115\dplinecob115\dpendgroup\dpx0\dpy0\dpxsize0\dpysize0}}}}{\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10105310 }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852\charrsid15471322 
\par }}{\headerf \ltrpar \pard\plain \ltrpar\s31\ql \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2163365 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ai\af31507\afs20 \ltrch\fcs0 \i\fs20\lang1057\langfe1033\langnp1057\insrsid8784852\charrsid5923997 
\par }\pard \ltrpar\s31\ql \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 
\par }}{\footerf \ltrpar \pard\plain \ltrpar\s33\qc \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9439607 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 
\par }\pard \ltrpar\s33\ql \li0\ri0\widctlpar\tqc\tx4153\tqr\tx8306\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852 
\par }}{\*\pnseclvl1\pnucrm\pnqc\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnqc\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnqc\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnqc\pnstart1\pnindent720\pnhang 
{\pntxta )}}{\*\pnseclvl5\pndec\pnqc\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnqc\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnqc\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}
{\*\pnseclvl8\pnlcltr\pnqc\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnqc\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3420593 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 
{\field\fldedit{\*\fldinst {\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \cs40\i\f42\fs16\insrsid10105310 \hich\af42\dbch\af31505\loch\f42  HYPERLINK "http://doi.org/10.22373/jose.v4i2.3439" }}{\fldrslt {\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\cs40\i\f42\fs16\insrsid3420593\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 http://doi.org/10.22373/jose.v4i}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \cs40\i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid3420593\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 2}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \cs40\i\f42\fs16\insrsid3420593\charrsid7015105 .}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \cs40\i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid3420593\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 3439}}}\sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj {\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\insrsid3420593\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42   }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13123999 {\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Received:}{
\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid13123999\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 8}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\insrsid13123999\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Oktober}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  2023}{\rtlch\fcs1 
\ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 , Revision:}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42  1}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 3}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Oktober}{\rtlch\fcs1 
\ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  2023}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 , Accepted:}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  1}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 5}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 
\ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Oktober}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42  2023.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9179544 {\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 E-}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 ISSN:}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  2774-3543}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 ; }{\rtlch\fcs1 
\ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 P-}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 ISSN:}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  2774-3551,
\par }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9179544 {\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 
Copyright @2023. Published by Program Studi E}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 k}{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 
\i\f42\fs16\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 onomi }{\rtlch\fcs1 \ai\af31507\afs16 \ltrch\fcs0 \i\f42\fs16\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 
Syariah Pascasarjana UIN Ar-Raniry
\par }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8093527\charrsid8093527 \hich\af31506\dbch\af31505\loch\f31506  }{\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid14682209\charrsid8093527 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9462161 {\rtlch\fcs1 \af37\afs28 \ltrch\fcs0 \b\f31502\fs28\insrsid9462161\charrsid9462161 \hich\af31502\dbch\af31505\loch\f31502 
ANALISA EFISIENSI KINERJA UNIT USAHA SYARIAH BANK PEMBANGUNAN DAERAH MELALUI PENDEKATAN METODE }{\rtlch\fcs1 \ai\af37\afs28 \ltrch\fcs0 \b\i\f31502\fs28\insrsid9462161\charrsid9462161 \hich\af31502\dbch\af31505\loch\f31502 STOCHASTIC FRONTIER ANALYSIS}{
\rtlch\fcs1 \af37\afs28 \ltrch\fcs0 \b\f31502\fs28\insrsid11936103\charrsid5645476 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid11936103 {\rtlch\fcs1 \af31507\afs20 \ltrch\fcs0 \b\fs20\insrsid11936103\charrsid5645476 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid9179544 {\rtlch\fcs1 \ab\af37\afs20 \ltrch\fcs0 \b\f37\fs20\insrsid9179544\charrsid9179544 \hich\af37\dbch\af31505\loch\f37 Nia Suci At
\hich\af37\dbch\af31505\loch\f37 i}{\rtlch\fcs1 \ab\af37\afs20 \ltrch\fcs0 \b\f37\fs20\super\insrsid4084938\charrsid4084938 \hich\af37\dbch\af31505\loch\f37 1}{\rtlch\fcs1 \ab\af37\afs20 \ltrch\fcs0 \b\f37\fs20\insrsid11936103\charrsid5645476 
\par }{\rtlch\fcs1 \af37\afs20 \ltrch\fcs0 \f37\fs20\lang1057\langfe1033\langnp1057\insrsid9179544\charrsid9179544 \hich\af37\dbch\af31505\loch\f37 UIN Raden Mas Said Surakarta}{\rtlch\fcs1 \af37\afs20 \ltrch\fcs0 
\f37\fs20\lang1057\langfe1033\langnp1057\insrsid8938199 
\par }\pard \ltrpar\qc \li0\ri0\sb120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7220973 {\rtlch\fcs1 \ab\af37\afs20 \ltrch\fcs0 \b\f37\fs20\insrsid4084938 \hich\af37\dbch\af31505\loch\f37 Rais Sani Muharrami}{\rtlch\fcs1 
\ab\af37\afs20 \ltrch\fcs0 \b\f37\fs20\super\insrsid4084938 \hich\af37\dbch\af31505\loch\f37 2}{\rtlch\fcs1 \ab\af37\afs20 \ltrch\fcs0 \b\f37\fs20\insrsid4084938\charrsid5645476 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid4084938 {\rtlch\fcs1 \af37\afs20 \ltrch\fcs0 \f37\fs20\lang1057\langfe1033\langnp1057\insrsid4084938\charrsid9179544 
\hich\af37\dbch\af31505\loch\f37 UIN Raden Mas Said Surakarta}{\rtlch\fcs1 \af37\afs20 \ltrch\fcs0 \f37\fs20\lang1057\langfe1033\langnp1057\insrsid4084938 
\par }\pard \ltrpar\qc \li289\ri232\sb120\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin232\lin289\itap0\pararsid7032347 {\rtlch\fcs1 \af37\afs16 \ltrch\fcs0 \f37\fs16\insrsid11936103\charrsid9179544 
\hich\af37\dbch\af31505\loch\f37 E-mail: }{\field\fldedit{\*\fldinst {\rtlch\fcs1 \af37\afs16 \ltrch\fcs0 \cs40\f37\fs16\insrsid10105310 \hich\af37\dbch\af31505\loch\f37  HYPERLINK "mailto:niasuciati4@gmail.com" }}{\fldrslt {\rtlch\fcs1 \af37\afs16 
\ltrch\fcs0 \cs40\f37\fs16\insrsid9179544\charrsid9179544 \hich\af37\dbch\af31505\loch\f37 niasuciati4@gmail.com}}}\sectd \ltrsect
\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj {\rtlch\fcs1 \af37\afs16 \ltrch\fcs0 \cs40\f37\fs16\super\insrsid4084938\charrsid4084938 
\hich\af37\dbch\af31505\loch\f37 1}{\rtlch\fcs1 \af37\afs16 \ltrch\fcs0 \f37\fs16\insrsid4084938 \hich\af37\dbch\af31505\loch\f37 , }{\rtlch\fcs1 \af37\afs16 \ltrch\fcs0 \f37\fs16\insrsid4084938\charrsid4084938 \hich\af37\dbch\af31505\loch\f37 
raissani.muharrami@staff.uinsaid.ac.id}{\rtlch\fcs1 \af37\afs16 \ltrch\fcs0 \f37\fs16\super\insrsid4084938\charrsid4084938 \hich\af37\dbch\af31505\loch\f37 2}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 
\f37\fs18\lang1057\langfe1033\langnp1057\insrsid8938199\charrsid9179544 
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6631903 {\rtlch\fcs1 \ab\ai\af37\afs18 \ltrch\fcs0 \b\f42\fs18\insrsid6631903\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 
ABSTRACT:}{\rtlch\fcs1 \ab\af37\afs18 \ltrch\fcs0 \b\f42\fs18\insrsid6631903\charrsid7015105 
\par }\pard \ltrpar\qj \li850\ri648\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin648\lin850\itap0\pararsid198147 {\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f42\fs18\insrsid2900799\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 
This research aims to analyze the value of the \hich\af42\dbch\af31505\loch\f42 
efficiency level of Sharia Business Units owned by Regional Development Banks in Indonesia for the period 2020 to 2022, as well as identifying variables that have a significant influence on the value of the efficiency level of Regional Development Bank Sh
\hich\af42\dbch\af31505\loch\f42 a\hich\af42\dbch\af31505\loch\f42 
ria Business Units in Indonesia. The aim of this research is to see the level of performance efficiency of the Sharia Business Units of Regional Development Banks in Indonesia in preparing policies for implementing spin offs and conversions into Sharia Co
\hich\af42\dbch\af31505\loch\f42 m\hich\af42\dbch\af31505\loch\f42 
mercial Banks. This research focuses on assessing the level of efficiency through a technical approach, by measuring techniques and operational relationships in the process of using input into output. The input variables used consist of Third Party Funds,
\hich\af42\dbch\af31505\loch\f42  \hich\af42\dbch\af31505\loch\f42 
Labor Costs, and Assets. Meanwhile, the output variables used consist of Financing and Operational Income. This research used a sample of 12 Sharia Business Units of Regional Development Banks in Indonesia using the Stochastic Frontier Analysis (SFA) meth
\hich\af42\dbch\af31505\loch\f42 o\hich\af42\dbch\af31505\loch\f42 
d approach. It was found that overall the Sharia Business Units of Regional Development Banks had good efficiency levels with an average efficiency level value above 99%. Furthermore, using Tobit regression, it was found that assets had a significant infl
\hich\af42\dbch\af31505\loch\f42 u\hich\af42\dbch\af31505\loch\f42 
ence on increasing the value of the efficiency level of Sharia Business Units of Regional Development Banks in Indonesia, while Third Party Funds and Labor Costs had a significant influence on reducing the value of the efficiency level of Sharia Business 
\hich\af42\dbch\af31505\loch\f42 U\hich\af42\dbch\af31505\loch\f42 nits of Regional Development Banks in Indonesia}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \i\f0\fs18\insrsid11936103\charrsid7015105 .}{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 
\i\f0\fs18\insrsid7015105\charrsid7015105 
\par }\pard \ltrpar\qj \li850\ri648\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin648\lin850\itap0\pararsid7015105 {\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid6631903\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 Keywords: }{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid2900799\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Efficiency, SFA, Tobit Regression}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 
\b\i\f42\fs18\lang1057\langfe1033\langnp1057\insrsid7550050\charrsid7015105 .}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\lang1057\langfe1033\langnp1057\insrsid6631903 
\par }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \i\f0\fs18\insrsid7015105\charrsid7015105 
\par }\pard \ltrpar\qc \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8938199 {\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \b\f42\fs18\lang1057\langfe1033\langnp1057\insrsid8938199\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 ABSTRAK:}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\lang1057\langfe1033\langnp1057\insrsid8938199\charrsid7015105 
\par }\pard \ltrpar\qj \li850\ri648\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin648\lin850\itap0\pararsid198147 {\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\lang1057\langfe1033\langnp1057\insrsid9462161\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 
Penelitian ini bertujuan untuk menganalisis nilai tingkat efisiensi Unit Usaha Syariah yang dimiliki oleh Bank Pembangunan Daerah di Indonesia untuk periode tahun 2020 s.d. 2022, serta mengidentifikasi variabel-variabel yang berpengaruh signifikan terhada
\hich\af42\dbch\af31505\loch\f42 p\hich\af42\dbch\af31505\loch\f42 
 nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. Tujuan dari penelitian ini untuk melihat tingkat efisiensi kinerja Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia dalam mempersiapkan kebijakan pelaksanaan }{
\rtlch\fcs1 \ai\af37\afs18 \ltrch\fcs0 \i\f42\fs18\lang1057\langfe1033\langnp1057\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 spin off }{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 
\f42\fs18\lang1057\langfe1033\langnp1057\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 maupun konversi menjadi Bank Umum Syariah. }{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid9462161\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 Penelitian ini fokus pada penilaian tingkat efisiensi melalui pendekatan teknis, dengan mengukur teknik dan hubungan operasional dalam proses penggunaan }{\rtlch\fcs1 \ai\af37\afs18 \ltrch\fcs0 
\i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 input}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  menjadi }{\rtlch\fcs1 \ai\af37\afs18 \ltrch\fcs0 
\i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 output}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 . Variabel }{\rtlch\fcs1 \ai\af37\afs18 \ltrch\fcs0 
\i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 input}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 
 yang digunakan terdiri dari Dana Pihak Ketiga, Biaya Tenaga Kerja, dan Aset. Sementara variabel }{\rtlch\fcs1 \ai\af37\afs18 \ltrch\fcs0 \i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 output }{\rtlch\fcs1 \af37\afs18 
\ltrch\fcs0 \f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 yang digunakan terdiri dari Pembiayaan dan Pendapatan Operasional. Penelitian ini menggunakan sampel}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid10377303 
\hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 12 Unit Usaha Syariah Bank Pembangunan Daerah di In\hich\af42\dbch\af31505\loch\f42 
donesia dengan pendekatan metode }{\rtlch\fcs1 \ai\af37\afs18 \ltrch\fcs0 \i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Stochastic Frontier Analysis (SFA), }{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 
\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 
didapatkan bahwa secara keseluruhan Unit Usaha Syariah Bank Pembangunan Daerah memiliki nilai tingkat efisiensi yang baik dengan rata-rata nilai tingkat efisiensi diatas 99%. Selanjutnya \hich\af42\dbch\af31505\loch\f42 
dengan menggunakan regresi Tobit, dihasilkan bahwa aset memiliki pengaruh signifikan untuk meningkatkan nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia, sementara Dana Pihak Ketiga dan Biaya Tenaga Kerja memiliki pengaruh s
\hich\af42\dbch\af31505\loch\f42 i\hich\af42\dbch\af31505\loch\f42 gnifikan untuk menurunkan nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid11936103\charrsid7015105 .}{
\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid3754013\charrsid7015105 
\par }\pard \ltrpar\qj \li850\ri648\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin648\lin850\itap0\pararsid9462161 {\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid8938199\charrsid7015105 
\hich\af42\dbch\af31505\loch\f42 Kata}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\lang1057\langfe1033\langnp1057\insrsid8938199\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 
\b\i\f42\fs18\lang1057\langfe1033\langnp1057\insrsid2838520\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 kunci:}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid8938199\charrsid7015105 \hich\af42\dbch\af31505\loch\f42  }{\rtlch\fcs1 
\ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Efisiensi}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid4074016\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 , }{
\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 SFA}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid4074016\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 , }{
\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid9462161\charrsid7015105 \hich\af42\dbch\af31505\loch\f42 Regresi Tobit}{\rtlch\fcs1 \ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid2906245\charrsid7015105 .}{\rtlch\fcs1 
\ab\ai\af31507\afs18 \ltrch\fcs0 \b\i\f42\fs18\insrsid6631903 
\par }{\rtlch\fcs1 \af37\afs18 \ltrch\fcs0 \f42\fs18\insrsid198147\charrsid7015105 
\par }\pard \ltrpar\qj \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid16726719 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid8938199\charrsid8938199 
\hich\af31502\dbch\af31505\loch\f31502 PENDAHULUAN
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid1924352 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 
\hich\af31502\dbch\af31505\loch\f31502 
Pengembangan perbankan syariah nasional dimulai sejak didirikannya Bank Muamalat Indonesia (BMI) pada tahun 1991 sebagai bank umum pertama yang melaksanakan kegiatan usaha berdasarkan prinsip bagi hasil. Perkembangan perbankan syariah selama dua dekade me
\hich\af31502\dbch\af31505\loch\f31502 n\hich\af31502\dbch\af31505\loch\f31502 
unjukkan pertumbuhan yang positif dan adanya banyak pencapaian kemajuan, baik dari sisi aspek kelembagaan dan infrastruktur penunjang, perangkat regulasi dan sistem pengawasan, maupun }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 awareness}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 
\hich\af31502\dbch\af31505\loch\f31502  dan literasi masyarakat terhadap layanan jasa keuangan syariah\hich\af31502\dbch\af31505\loch\f31502 . Pengembangan perbankan syariah di Indonesia dilakukan dengan menghadirkan pendekatan }{\rtlch\fcs1 
\ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 dual banking system}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
, yaitu sistem perbankan konvensional dan sistem perbankan syariah. Salah satu tahapan awal pengembangan perbankan syariah yaitu kehadiran Bank Umum K\hich\af31502\dbch\af31505\loch\f31502 
onvensional (BUK) membuka layanan Unit Usaha Syariah (UUS) sebagai alternatif bagi masyarakat dalam memilih layanan jasa perbankan yang beragam. Sama halnya dengan perbankan konvensional, pengembangan perbankan syariah secara sinergis diarahkan untuk memb
\hich\af31502\dbch\af31505\loch\f31502 e\hich\af31502\dbch\af31505\loch\f31502 
rikan kemaslahatan terbesar bagi masyarakat dan berkontribusi secara optimal bagi perekonomian nasional melalui pembiayaan pada sektor-sektor perekonomian nasional. Pengembangan perbankan syariah memiliki isu strategis dan tantangan yang menghambat aksele
\hich\af31502\dbch\af31505\loch\f31502 r\hich\af31502\dbch\af31505\loch\f31502 
asi pertumbuhan bisnis perbankan syariah diantaranya belum adanya diferensiasi model bisnis yang signifikan, kualitas, dan kuantitas SDM yang kurang optimal serta rendahnya tingkat literasi dan inklusi. Arah pengembangan perbankan syariah yang tertuang pa
\hich\af31502\dbch\af31505\loch\f31502 d\hich\af31502\dbch\af31505\loch\f31502 a Roadmap Perbankan Syariah Indonesia 2015}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 
\hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 -}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 
\hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
2019 telah dilakukan. Tahapan selanjutnya, Otoritas Jasa Keuangan menyusun Roadmap Pengembangan Perbankan Syariah Indonesia periode 2020 - 2025, sebagai pedoman dalam melanjutkan arah pengembangan perbankan \hich\af31502\dbch\af31505\loch\f31502 
syariah, untuk mewujudkan visi mewujudkan perbankan syariah yang resilient, berdaya saing tinggi, dan berkontribusi signifikan terhadap perekonomian nasional dan pembangunan sosial. Hal ini selaras dengan kebijakan lain diantaranya Rencana Pembangunan Jan
\hich\af31502\dbch\af31505\loch\f31502 g\hich\af31502\dbch\af31505\loch\f31502 ka Menengah Nasional (RPJMN) 2020 - 2024 dan Masterplan Ekonomi dan Keuangan Syariah Indonesia 2019}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 -}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
2024. Harapannya dengan penyusunan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 \hich\af31502\dbch\af31505\loch\f31502 r}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 oadmap }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 
\hich\af31502\dbch\af31505\loch\f31502 p}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 engembangan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 \hich\af31502\dbch\af31505\loch\f31502 p}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
erbankan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127 \hich\af31502\dbch\af31505\loch\f31502 s}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 yariah Indonesia ini menjadi katalisator akselerasi melalui arah pengembangan diantaran\hich\af31502\dbch\af31505\loch\f31502 
ya penguatan identitas perbankan syariah; sinergi ekosistem ekonomi syariah; serta penguatan perizinan, pengaturan, dan pengawasan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid3497013\charrsid3497013 .
\par }\pard \ltrpar\qj \fi720\li288\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin288\itap0\pararsid1924352 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Salah satu pengaturan strategis dalam penguatan jasa keuangan syariah yaitu kelembagaan }{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
 sebagaimana diatur dalam Peraturan Otoritas Jasa Keuangan (POJK) Nomor 12 Tahun 2023 tentang Unit Usaha Syariah, sebagai mandat pelaksanaan kewajiban pemisahan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502  dalam Undang Undang Nomor 4 Tahun 2023 tentang Pengembangan dan Penguatan Se
\hich\af31502\dbch\af31505\loch\f31502 ktor Keuangan (UU P2SK) yang telah mengubah Undang Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Adanya regulasi ini sekaligus untuk menilai kesiapan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502  {\*\bkmkstart _Hlk147369245}dalam memenuhi kebijakan pelaksanaan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 spin off}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502  maupun konversi menjadi Bank Umum\hich\af31502\dbch\af31505\loch\f31502  Syariah (BUS)
{\*\bkmkend _Hlk147369245}. Hal ini bertujuan agar }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
 mampu mengakomodir arah kebijakan dan perkembangan sektor jasa keuangan, khususnya dalam hal penguatan permodalan dan efisiensi }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 
\hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
, penguatan kepengurusan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 , dan penyempurnaan ketentuan terkait persyaratan dan proses pemisahan }{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 
 yang diselaraskan dengan strategi konsolidasi perbankan. Harapannya Bank Umum Syariah pasca pemisahaan dapat melakukan sinergi dengan Bank Umum Konvensional}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 dan dapat\hich\af31502\dbch\af31505\loch\f31502  mempertahankan kinerja yang baik }{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502 untuk}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid14827010\charrsid14827010 \hich\af31502\dbch\af31505\loch\f31502  tumbuh berkelanjutan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid14827010 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid3497013\charrsid14827010 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 Pokok-pokok penguatan ketentuan yang diatur dalam }{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 Peraturan Otoritas Jasa Keuangan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502  tersebut, pada sisi penguatan permodalan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502  bank milik pemerintah daerah wajib memenuhi dana us\hich\af31502\dbch\af31505\loch\f31502 
aha secara bertahap sebesar Rp500.000.000.000,00 (lima ratus miliar Rupiah) }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 paling lambat }{
\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 pada }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 tanggal }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 31 Desember 2024 dan Rp1.000.000.000.000,00 (satu }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid11693290 \hich\af31502\dbch\af31505\loch\f31502 triliun}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 
\hich\af31502\dbch\af31505\loch\f31502  Rupiah) }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 paling lambat }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 pada }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 tanggal }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 
31 Desember 2025. Pada sisi manajemen, bahwa seluruh Direksi dan Dewan Komisaris Bank Umum Konvensional yang memiliki Unit Usaha Syariah bertanggung jawab terhadap pengembangan Unit Usaha Syariah serta wajib memiliki direktur yang membawahi Unit Usaha Sya
\hich\af31502\dbch\af31505\loch\f31502 r\hich\af31502\dbch\af31505\loch\f31502 
iah dari sebelumnya dibawahi oleh setingkat Kepala Divisi. Pada pengaturan pemisahan Unit Usaha Syariah, bahwa Bank Umum Konvensional yang memiliki Unit Usaha Syariah dengan nilai aset mencapai 50% dari total aset Bank Umum Konvensional induknya dan/atau 
\hich\af31502\dbch\af31505\loch\f31502 j\hich\af31502\dbch\af31505\loch\f31502 
umlah aset Unit Usaha Syariah paling sedikit Rp50.000.000.000.000,00 (lima puluh triliun Rupiah) wajib melakukan pemisahan Unit Usaha Syariah dengan tahapan tertentu dan memperhatikan kinerja industri jasa keuangan yang efisien, sehat dan berkelanjutan. B
\hich\af31502\dbch\af31505\loch\f31502 a\hich\af31502\dbch\af31505\loch\f31502 
nk Umum Syariah hasil pemisahan juga dapat melakukan sinergi dengan Bank Umum Konvensional induk termasuk melakukan kerja sama yang memanfaatkan data nasabah sehingga layanan yang diberikan Unit Usaha Syariah dapat tetap dilakukan oleh Bank Umum Syariah h
\hich\af31502\dbch\af31505\loch\f31502 a\hich\af31502\dbch\af31505\loch\f31502 sil pemisahan secara efisien. }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 
\hich\af31502\dbch\af31505\loch\f31502 Bank Umum Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 
 hasil pemisahan diharapkan tetap mempertahankan kinerja yang baik untuk dapat tumbuh berkelanjutan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid3497013\charrsid4533094 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 Memperhatikan regulasi tersebut, }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094\charrsid4533094 {\*\bkmkstart _Hlk147560098}\hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094\charrsid4533094 \hich\af31502\dbch\af31505\loch\f31502  bukan hanya dituntut untuk memperbaiki penguatan permoda\hich\af31502\dbch\af31505\loch\f31502 
lan, tetapi juga harus memperhatikan efisiensi serta penguatan identitasnya di tengah persaingan industri perbankan dengan membawa citra perbankan syariah yang resilient, memiliki daya saing tinggi, dan berperan lebih nyata pada perekonomian nasional dan 
\hich\af31502\dbch\af31505\loch\f31502 p\hich\af31502\dbch\af31505\loch\f31502 embangunan sosial di Indonesia.{\*\bkmkend _Hlk147560098}
 Oleh karena itu, efisiensi menjadi sesuatu hal mutlak yang harus dilakukan bank syariah jika ingin tetap menjaga eksist}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4533094 
\hich\af31502\dbch\af31505\loch\f31502 ensinya dalam industri perbanka}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094 \hich\af31502\dbch\af31505\loch\f31502 n.}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid5921594\charrsid5921594 \chftn {\footnote \ltrpar \pard\plain \ltrpar\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 
Sufian, F. (2007). }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 \hich\f31503 the Efficiency of Islamic Banking Industry\uc1\u8239\'3f
\loch\f31503 : a Non-Parametric Analysis With Non-Discretionary Input Variable}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 . }{\rtlch\fcs1 
\ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 14}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (1).}}}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4533094 \hich\af31502\dbch\af31505\loch\f31502  
}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502 E}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502 fisiensi adalah kemampuan untuk menyelesaikan suatu pekerjaan dengan \hich\af31502\dbch\af31505\loch\f31502 
benar atau dalam pandangan matematika didefinisikan sebagai perhitungan rasio}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6906940 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502  (keluaran) dan atau }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502  (masuk) atau jumlah keluaran yang dihasilkan dari satu }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \hich\af31502\dbch\af31505\loch\f31502  yang digunakan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid5921594 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\super\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid5921594\charrsid5921594 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 
\ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Muharam, H., &\hich\af31503\dbch\af31505\loch\f31503 
 Pusvitasari, R. (2007). Analisis Perbandingan Efisiensi Bank Syariah di Indonesia Dengan Metode Data Envelopment Analysis (periode Tahun 2005). }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 
\i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Jurnal Ekonomi Dan Bisnis Islam}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 II}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (3), 80\hich\f31503 \endash \loch\f31503 116.}}}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502 E}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 fisiensi}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  juga }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 didefinisikan sebagai perbandingan antara keluaran }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 (}{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 output)}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  dan masukan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 (input)}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 , atau jumlah keluaran yang dihasilkan dari satu }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  yang digunakan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s17\qj \fi720\li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503 \ltrch\fcs0 \cs16\f31503\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\f31503\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Huri, M. D., &
\hich\af31503\dbch\af31505\loch\f31503  Susilowati, I. (2002). Pengukuran Efisiensi Relatif Emiten Perbankan Dengan Metode Data Envelopment Analysis (DEA). }{\rtlch\fcs1 \ai\af31503 \ltrch\fcs0 
\i\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Dinamika Pembangunan}{\rtlch\fcs1 \af31503 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503 \ltrch\fcs0 \i\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 1}{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (2), 95\hich\f31503 \endash \loch\f31503 110.}}}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 
Ukuran kinerja yang diharapkan, bagaimana unit usaha syariah memiliki kemampuan dalam menghasilkan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502 output }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 yang maksimal dengan }{\rtlch\fcs1 \ai\af37\afs24 
\ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502  yang ada.  Pada saat pen\hich\af31502\dbch\af31505\loch\f31502 gukuran efisiensi, Unit Usaha Syariah dihadapkan pada kondisi bagaimana mendapatkan tingkat }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502  yang optimal dengan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  yang ada atau dengan cara mendapatkan tingkat }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502  yang minimum dengan tingkat }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  tertentu}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372 .}{
\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid3497013\charrsid4533094 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Perkembangan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah di\hich\af31502\dbch\af31505\loch\f31502  Indonesia,}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  baik yang dimiliki oleh induk }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 B}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 ank Umum }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Konvensional }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 milik pemerintah maupun swasta mengalami perkembangan yang signifikan selama rentang waktu tahun 20}{
\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 20}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  s.d. 2022. Meskipun pada rentang periode tahun tersebut menghadapi tantangan pandemi Covi
\hich\af31502\dbch\af31505\loch\f31502 d-19, namun perkembangan Unit Usaha Syariah di Indonesia mengalami peningkatan yang sangat signifikan diantaranya Aset meningkat sebesar 45% dari sebesar Rp196.875 mil}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid6906940\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 i}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 ar pada tahun 2020 menjadi sebesar Rp250.240 miliar pada tahun 2022, Dana Pihak Ketiga m
\hich\af31502\dbch\af31505\loch\f31502 
eningkat sebesar 42% dari sebesar Rp143.124 miliar pada tahun 2020 menjadi sebesar Rp177.034 miliar pada tahun 2022, dan Pembiayaan meningkat sebesar 27% dari Rp137.412 miliar pada tahun 2020 menjadi Rp168.890 miliar pada tahun 2022. }{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Rasio kinerja keuangan\hich\af31502\dbch\af31505\loch\f31502 
 Unit Usaha Syariah di Indonesia secara umum menunjukkan dalam kondisi yang baik, diantaranya rasio NPF Net mengalami penurunan menjadi 0,97% dan rasio FDR }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid13262016\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 meningkat }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 menjadi 95,40%. Namun yang perlu diperhatikan yaitu kinerja efisiensi pada rasio BOPO meni
\hich\af31502\dbch\af31505\loch\f31502 ngkat menjadi 77,97% sehingga mengakibatkan rasio ROA menurun menjadi 1,69%}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid9531307\charrsid1123331 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7086945\charrsid15685788 
\hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7086945 \hich\af31502\dbch\af31505\loch\f31502 Meskipun secara umum perkembangan usaha }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7086945\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah di Indonesia}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7086945 
\hich\af31502\dbch\af31505\loch\f31502  mengalami pertumbuhan yang signifikan, namun dari sisi rasio kinerja keuangan cenderung }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid16084835 
\hich\af31502\dbch\af31505\loch\f31502 menunjukkan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7086945 \hich\af31502\dbch\af31505\loch\f31502 fluktuatif.}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid8938199\charrsid7086945 
\par }\pard \ltrpar\qj \fi709\li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid198147 
\par 
\par 
\par }\pard \ltrpar\qc \li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid11813565\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Tabel 1. Perkembangan Total Aset, Dana Pihak Ketiga, dan Pembiayaan}{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1060127\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502  
\par }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid11813565\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid11813565\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502  di Indonesia}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid11813565\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502  (dalam miliar Rupiah)}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid15685788 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid11813565 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 
Indikator\cell \hich\af31502\dbch\af41\loch\f31502 31-Des-20\cell \hich\af31502\dbch\af41\loch\f31502 31-Des-21\cell \hich\af31502\dbch\af41\loch\f31502 31-Des-22\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid11813565\charrsid7099566 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid11813565 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 Aset\cell 
}\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid1259873 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 
\hich\af31502\dbch\af41\loch\f31502 196.875\cell \hich\af31502\dbch\af41\loch\f31502 234.947\cell \hich\af31502\dbch\af41\loch\f31502 250.240\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid11813565\charrsid7099566 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid11813565 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 
Dana Pihak Ketiga\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid1259873 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 143.124\cell \hich\af31502\dbch\af41\loch\f31502 171.572\cell \hich\af31502\dbch\af41\loch\f31502 177.034\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid11813565\charrsid7099566 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid11813565 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 
\hich\af31502\dbch\af41\loch\f31502 Pembiayaan\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid1259873 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid11813565\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 137.412\cell \hich\af31502\dbch\af41\loch\f31502 153.659\cell \hich\af31502\dbch\af41\loch\f31502 168.890\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid11813565\charrsid7099566 \trowd \irow3\irowband3\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 
\trbrdrv\brdrs\brdrw10 \trftsWidth3\trwWidth6590\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid7099566\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx6482\row }\pard \ltrpar\qj \fi709\li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 
\i\f31502\fs16\cf1\chshdng0\chcfpat0\chcbpat8\insrsid1259873 \hich\af31502\dbch\af31505\loch\f31502    }{\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid12201617 
\hich\af31502\dbch\af31505\loch\f31502 Sumber: Statistik Perbankan Syariah OJK }{\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\cf1\chshdng0\chcfpat0\chcbpat8\insrsid2503342\charrsid12201617 \hich\af31502\dbch\af31505\loch\f31502 Edisi}{
\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid12201617 \hich\af31502\dbch\af31505\loch\f31502  Desember 2022}{\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 
\i\f31502\fs16\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid11813565 
\par }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid198147\charrsid12201617 
\par }\pard \ltrpar\qc \li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Tabel }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid2503342\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 2}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 . Perkembangan }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid2503342\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Rasio Kinerja Keuangan }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid15352556\charrsid15685788 
\par }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid2503342\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 di Indonesia (dalam persentase)}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid15685788 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2503342 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 Indikator
\cell \hich\af31502\dbch\af41\loch\f31502 31-Des-20\cell \hich\af31502\dbch\af41\loch\f31502 31-Des-21\cell \hich\af31502\dbch\af41\loch\f31502 31-Des-22\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid2503342\charrsid7099566 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2503342 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 ROA\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13518584 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 
\hich\af31502\dbch\af41\loch\f31502 1,81\cell \hich\af31502\dbch\af41\loch\f31502 2,05\cell \hich\af31502\dbch\af41\loch\f31502 1,69\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid2503342\charrsid7099566 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2503342 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 NPF Net
\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13518584 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 
\hich\af31502\dbch\af41\loch\f31502 1,93\cell \hich\af31502\dbch\af41\loch\f31502 1,11\cell \hich\af31502\dbch\af41\loch\f31502 0,97\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid2503342\charrsid7099566 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2503342 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 
\hich\af31502\dbch\af41\loch\f31502 FDR\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13518584 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 96,01\cell \hich\af31502\dbch\af41\loch\f31502 89,56\cell \hich\af31502\dbch\af41\loch\f31502 95,40\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2503342\charrsid7099566 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2503342 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 
\hich\af31502\dbch\af41\loch\f31502 BOPO\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13518584 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2503342\charrsid7099566 \hich\af31502\dbch\af41\loch\f31502 78,96\cell \hich\af31502\dbch\af41\loch\f31502 72,70\cell \hich\af31502\dbch\af41\loch\f31502 77,97\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2503342\charrsid7099566 \trowd \irow4\irowband4\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 
\trbrdrv\brdrs\brdrw10 \trftsWidth3\trwWidth6500\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid9851484\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2127\clshdrawnil \cellx2019\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1403\clshdrawnil \cellx3422\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1530\clshdrawnil \cellx4952\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx6392\row }\pard \ltrpar\qj \fi709\li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 
\i\f31502\fs16\cf1\chshdng0\chcfpat0\chcbpat8\insrsid13518584 \hich\af31502\dbch\af31505\loch\f31502     }{\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\cf1\chshdng0\chcfpat0\chcbpat8\insrsid11690688 \hich\af31502\dbch\af31505\loch\f31502  }{
\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid330001 \hich\af31502\dbch\af31505\loch\f31502 Sumber: Statistik Perbankan Syariah OJK }{\rtlch\fcs1 \ai\af37\afs16 
\ltrch\fcs0 \i\f31502\fs16\cf1\chshdng0\chcfpat0\chcbpat8\insrsid2503342\charrsid330001 \hich\af31502\dbch\af31505\loch\f31502 Edisi}{\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 
\i\f31502\fs16\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid330001 \hich\af31502\dbch\af31505\loch\f31502  Desember 2022}{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid2503342\charrsid330001 
\par }\pard \ltrpar\qj \fi709\li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid9851484 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid2503342 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid134916 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Berdasarkan data tersebut, perlu dilakukan identifikasi sejauh mana tingkat efisiensi kinerja}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  dan permodalan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Unit \hich\af31502\dbch\af31505\loch\f31502 Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  dalam menjalankan usaha serta menilai kesiapan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  dalam memenuhi regulasi }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 spin off}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 
 maupun konversi menjadi Bank Umum Syariah. Sehubungan dengan hal tersebut, mengingat sebagian besar Unit Usaha Syariah {\*\bkmkstart _Hlk146626109}dimiliki oleh induk Bank\hich\af31502\dbch\af31505\loch\f31502  Pemerintah Daerah (BPD)
{\*\bkmkend _Hlk146626109}
, maka pada penelitian ini tertarik melakukan analisa efisiensi kinerja Unit Usaha Syariah yang dimiliki oleh Bank Pembangunan Daerah untuk mengukur tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia, serta u
\hich\af31502\dbch\af31505\loch\f31502 n\hich\af31502\dbch\af31505\loch\f31502 tuk mengetahui sejauh mana kesiapan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia bekerja optimal dalam memenuhi regulasi }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502 spin off}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  yang merupakan bagian dari pengembangan ekosistem keuangan syariah Indonesia.}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid7145372 
\par }\pard \ltrpar\qj \fi720\li288\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin288\itap0\pararsid134916 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 
\hich\af31502\dbch\af31505\loch\f31502 Efisiensi merupakan parameter kinerja\hich\af31502\dbch\af31505\loch\f31502 
 yang digunakan dalam sebuah organisasi untuk mengetahui seberapa tingkat kualitas kinerja usahanya. Di dalam efisiensi terdapat beberapa faktor yaitu ketika input yang dibutuhkan lebih kecil, dan dapat menghasilkan output yang sama, atau juga dengan inpu
\hich\af31502\dbch\af31505\loch\f31502 t\hich\af31502\dbch\af31505\loch\f31502  yang sama dapat menghasilkan output yang lebih besar, dan ketika penggunaan input yang besar dapat menghasilkan output yang jauh lebih besar juga}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 
\ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Qurniawati, S. (2013). Efisiensi Perbankan Di Indonesia Dan Pengaruhnya Terhadap}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 Return Saham Dengan \hich\af31503\dbch\af31505\loch\f31503 Pendekatan Data Envelopment Analysis (Dea). }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 
\i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 BENEFIT Jurnal Manajemen Dan Bisnis}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 17}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (1), 27\hich\f31503 \endash \loch\f31503 40.}}}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372\charrsid7145372 \hich\af31502\dbch\af31505\loch\f31502  Efisiensi juga dapat diartikan sebagai perbandingan antara masukan atau input dan keluaran atau output}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 
\ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Novandra, R. (2014). }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 Analisis Perbandingan Efisiensi Perbankan Syariah dan Konvensional di Indonesia}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 . }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 22}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (2), 183\hich\f31503 \endash \loch\f31503 193.}}}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 
Efisiensi kinerja pada perbankan dapat diukur melalui perbandingan antara variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 output}{
\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502  yang dihasilkan dengan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 
\hich\af31502\dbch\af31505\loch\f31502  yang digunakan. Suatu bank dikatakan efisien, apabila mencapai nilai maksimum satu. Sementara bank dikatakan }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid5120512 \hich\af31502\dbch\af31505\loch\f31502 inefisien}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 
\hich\af31502\dbch\af31505\loch\f31502 , apabila nilainya \hich\af31502\dbch\af31505\loch\f31502 berkurang sampai nol}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid7145372 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 Dalam teori ekonomi terdapat dua jenis efisiensi, yaitu efisiensi ekonomi }{\rtlch\fcs1 \ai\af37\afs24 
\ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 (economic efficiency)}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502  dan efisiensi teknik }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 
\hich\af31502\dbch\af31505\loch\f31502 (technical efficiency)}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 
. Efisiensi ekonomi mempunyai gambaran ekonomi makro, sedangkan efisiensi teknik memiliki gamba\hich\af31502\dbch\af31505\loch\f31502 
ran ekonomi mikro. Pada penelitian ini fokus pada penilaian tingkat efisiensi melalui pendekatan teknis, dengan mengukur teknik dan hubungan operasional dalam proses penggunaan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid13518584 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 
\hich\af31502\dbch\af31505\loch\f31502  menjadi }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid13518584 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645\charrsid6839645 \hich\af31502\dbch\af31505\loch\f31502 . Sebagai bahan referensi, peneliti telah melakukan review \hich\af31502\dbch\af31505\loch\f31502 
atas beberapa penelitian terdahulu terkait efisiensi di perbankan pada umumnya, maupun di Bank Syariah dan Unit Usaha Syariah pada khususnya}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid6839645 .
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 \hich\af31502\dbch\af31505\loch\f31502 
Penelitian tentang efisiensi di Unit Usaha Syariah Bank Pembangunan Daerah (UUS BPD) di Indonesia, dengan pendekatan Data Envelopment Analysis (DEA) dan populasi yang digunakan yaitu 12 {\*\bkmkstart _Hlk147366966}
Unit Usaha Syariah Bank Pembangunan Daerah{\*\bkmkend _Hlk147366966} yang beroperasi di Indones\hich\af31502\dbch\af31505\loch\f31502 i\hich\af31502\dbch\af31505\loch\f31502 a dengan rentang waktu periode penelitian 2012 hingga 2017. Untuk variabel }{
\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 \hich\af31502\dbch\af31505\loch\f31502  yang digunakan pada penelitian ini yaitu biaya tenaga kerja dan Dana Pihak Ketiga. Sementara variabel }{\rtlch\fcs1 \ai\af37\afs24 
\ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 
\hich\af31502\dbch\af31505\loch\f31502  yang digunakan pada penelitian ini yaitu total Pembiayaan dan Pene\hich\af31502\dbch\af31505\loch\f31502 mpatan di Bank Lain. Berdasarkan hasil analisis, didapatkan hasil jika sebag}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid70342 \hich\af31502\dbch\af31505\loch\f31502 i}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 
\hich\af31502\dbch\af31505\loch\f31502 an besar Unit Usaha Syariah Bank Pembangunan Daerah memperlihakan efisiensi rata-rata pada tahun 2016 mencapai 97,6 persen dan efisiensi terendah pada tahun 2013 yaitu sebesar 85,
\hich\af31502\dbch\af31505\loch\f31502 
2 persen. Berdasarkan analisa melalui pendekatan regresi tobit, bahwa Dana Pihak Ketiga dan total Pembiayaan signifikan terhadap tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. Sementara berdasarkan hasil regresi tobit, variabel
\hich\af31502\dbch\af31505\loch\f31502  \hich\af31502\dbch\af31505\loch\f31502 Biaya Tenaga Kerja dan Penempatan Pada Bank Lain tidak berpengaruh signfikan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207 .}
{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid10119207\charrsid10119207 \chftn {\footnote \ltrpar \pard\plain \ltrpar\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{
\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 Sari, L. P., &\hich\af31503\dbch\af31505\loch\f31503  Tanjung, H. (2020). Efisiensi di Bank Syariah: Studi Empiris pada Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. }{\rtlch\fcs1 \ai\af31503\afs20 
\ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Jurnal Akuntansi Dan Keuangan Islam}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 8}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (1), 5\hich\f31503 \endash \loch\f31503 20. }}}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid10119207 \hich\af31502\dbch\af31505\loch\f31502  
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 Penelitian terkait efisiensi kinerja Bank Umum Syariah di Indonesia melalui metode pendekatan }{
\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 {\*\bkmkstart _Hlk147367087}\hich\af31502\dbch\af31505\loch\f31502 Data Envelopment Analysis}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502  {\*\bkmkend _Hlk147367087}\hich\af31502\dbch\af31505\loch\f31502 
dan poulasi yang digunakan yaitu 11 Bank Umum Syariah di Indonesia dengan rentang waktu periode penelitian 2010 hingga 2012. Untuk variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502  yang digunakan pada penelitian ini yaitu Aset, Biaya Tenaga Kerja dan Dana Pihak Ketiga. Sementara variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 ou\hich\af31502\dbch\af31505\loch\f31502 tput}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 
 yang digunakan pada penelitian ini yaitu total Pembiayaan dan Pendapatan Operasional. Hasil analisaa didapatkan sebanyak 4 Bank Umum Syariah yang belum efisien yaitu BRI Syariah, BCA Syariah, Bank Panin Syariah, dan Bank Victoria Syariah. Sementara pa
\hich\af31502\dbch\af31505\loch\f31502 
da perhitungan lainnya, terdapat 7 Bank Umum Syariah lainnya telah mencapai tingkat efisiensi, yaitu Bank Muamalat Indonesia, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank BNI Syariah, Bukopin Syariah, Bank Jabar Banten Syariah, dan Bank Maybank
\hich\af31502\dbch\af31505\loch\f31502  \hich\af31502\dbch\af31505\loch\f31502 
Syariah Indonesia. Secara umum dapat dikatakan bahwa mayoritas BUS di Indonesia mengalami efisiensi dari tahun 2010 - 2012, dan BUS yang belum efisien diakibatkan dari variebel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502  simpanan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \chftn {\footnote \ltrpar \pard\plain \ltrpar\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 
Cahya, A. R. K. (2017). Efisiensi Kinerja Bank Umum Syariah Di Indonesia Menggun\hich\af31503\dbch\af31505\loch\f31503 akan Data Envelopment Analysis. }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 
\i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Economics Development Analysis Journal}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 4}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (3), 223\hich\f31503 \endash \loch\f31503 232.}}}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 \hich\af31502\dbch\af31505\loch\f31502  
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 Ada juga penelitian tentang efisiensi Bank Umum Syariah di In\hich\af31502\dbch\af31505\loch\f31502 
donesia dengan rentang waktu periode penelitian 2010 - 2012. Metode yang digunakan dalam penelitian ini yaitu Data Envelopment Analysis, dimana populasi sampel yang ditentukan terdiri dari 11 Bank Umum Syariah yang beroperasi di Indonesia. Variabel }{
\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502  y\hich\af31502\dbch\af31505\loch\f31502 ang digunakan terdiri dari Simpanan dan Beban Operasional Lainnya. Sementara untuk variabel }{
\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 
 terdiri dari Pembiayaan dan Pendapatan Operasional Lainnya. Berdasarkan hasil analisis, didapatkan hasil jika sebagaian besar bank syariah selama rentang wak\hich\af31502\dbch\af31505\loch\f31502 
tu periode 2010 sampai dengan tahun 2012 belum efisien. Penyebab terjadinya }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid5120512 \hich\af31502\dbch\af31505\loch\f31502 inefisiensi}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 
 pada Bank Umum Syariah tersebut bersumber dari kurangnya optimalnya bank dalam mengoptimalkan sumber pendanaan menjadi }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502  (Pembiayaan dan Pendapatan Operasional Lai
\hich\af31502\dbch\af31505\loch\f31502 nnya)}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\super\loch\af0\hich\af0\dbch\af41\insrsid4802412\charrsid4802412 
\hich\af0\dbch\af41\loch\f0  }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s17\qj \fi720\li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503 \ltrch\fcs0 \cs16\f31503\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\f31503\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Tuzuhroh, F. (2012). }{
\rtlch\fcs1 \ai\af31503 \ltrch\fcs0 \i\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Analisis Efisiensi Bank Umum Syariah di Indonesia Periode 2010 - 2012}{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 . }{\rtlch\fcs1 \ai\af31503 \ltrch\fcs0 \i\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 66}{\rtlch\fcs1 \af31503 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (21), 37\hich\f31503 \endash \loch\f31503 39.}}}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\cf1\super\loch\af0\hich\af0\dbch\af41\insrsid4802412 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 
Selanjutnya ada penelitian tentang efisiensi bank syariah di Indonesia dengan menggunakan efisiensi teknis. Metode yang digunakan pada penelitian yaitu Data Envelopment Analysis dan populasi yang dipakai yaitu 10 Bank Umum Syariah yang beroperasi di Indon
\hich\af31502\dbch\af31505\loch\f31502 e\hich\af31502\dbch\af31505\loch\f31502 sia dengan rentang waktu periode penelitian 2010 hingga 2012. Untuk variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502  yang digunakan pada penelitian ini yaitu total Aset, Biaya Tenaga Kerja dan Dana Pihak Ketiga. Sementara di sisi lain, variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502  yang digunakan pada penelitian ini yai\hich\af31502\dbch\af31505\loch\f31502 
tu total Pembiayaan dan Pendapatan Operasional. Peneliti juga menggunakan regresi tobit dalam menganalisis variabel - variabel mana yang berpengaruh terhadap tingkat efisiensi bank syariah. Berdasarkan hasil penelitian, bahwa secara umum tingkat efisiensi
\hich\af31502\dbch\af31505\loch\f31502  \hich\af31502\dbch\af31505\loch\f31502 
10 (sepuluh) Bank Umum Syariah memiliki trend yang fluktuatif selama waktu penelitian. Secara individu, Bank Muamalat Indonesia memiliki tingkat efisiensi rata-rata yang paling tinggi dengan score 93,82 dan Bank Victoria Syariah dengan rata-rata tingkat e
\hich\af31502\dbch\af31505\loch\f31502 f\hich\af31502\dbch\af31505\loch\f31502 
isiensi paling rendah dengan score 72.12. Sementara berdasarkan hasil regresi tobit, variabel Cabang Bank, NPF, dan CAR berpengaruh signifikan terhadap efisiensi bank. Sementara itu, variabel Aset dan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 Retun On Asset}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502  (ROA) }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid5406620 \hich\af31502\dbch\af31505\loch\f31502 Return On Equity}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502  (ROE) memiliki pe\hich\af31502\dbch\af31505\loch\f31502 ngaruh positif dan signifikan}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 .}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \chftn {\footnote \ltrpar \pard\plain \ltrpar
\s17\qj \fi720\li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503 \ltrch\fcs0 \cs16\f31503\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\f31503\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 
Firdaus, M. faza, & Hosen, M. N. (2014). Efisiensi Bank Um\hich\af31503\dbch\af31505\loch\f31503 um Syariah Menggunakan Pendekatan Two-Stage Data Envelopment Analysis. }{\rtlch\fcs1 \ai\af31503 \ltrch\fcs0 
\i\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Buletin Ekonomi Moneter Dan Perbankan}{\rtlch\fcs1 \af31503 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503 \ltrch\fcs0 \i\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 16}{\rtlch\fcs1 \af31503 \ltrch\fcs0 
\f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (2), 167\hich\f31503 \endash \loch\f31503 188. }}}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 

\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 
Kemudian pada penelitian kali ini juga mengenai analisis efisiensi kinerja Unit Usaha Syariah di Indonesia. Metode yang digunakan yaitu Data Envelopment Analysis dan rasio EAGLES. Adapun Populasi pada penelitian ini adalah U
\hich\af31502\dbch\af31505\loch\f31502 
nit Usaha Syariah selama periode 2016 - 2020 dengan tujuh Unit Usaha Syariah yaitu BTN Syariah, CIMB Niaga Syariah, Maybank Syariah, Danamon Syariah, Permata Syariah, OCBC NISP Syariah, dan Sinarmas Syariah. Berdasarkan hasil analisis, didapatkan bahwa Un
\hich\af31502\dbch\af31505\loch\f31502 i\hich\af31502\dbch\af31505\loch\f31502 
t Usaha Syariah menunjukkan nilai tingkat efisiensi kurang dari 100% atau dapat dikatakan dalam kategori kurang efisien. Dalam analisis rasio EAGLES menunjukkan bahwa Unit Usaha Syariah dalam kondisi rasio keuangan yang baik karena dari rasio keuangan unt
\hich\af31502\dbch\af31505\loch\f31502 u\hich\af31502\dbch\af31505\loch\f31502 
k permodalan, aktiva, rentabilitas, dan likuiditas semuanya menunjukkan bahwa Unit Usaha Syariah yang diteliti dalam kondisi yang bagus atau sehat. Namun demikian, nilai rasio menunjukkan fluktuasi dari tahun ke selama periode penelitian}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 .}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\super\loch\af0\hich\af0\dbch\af41\insrsid4802412\charrsid4802412 \hich\af0\dbch\af41\loch\f0  }{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \chftn {\footnote \ltrpar \pard\plain \ltrpar\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 
\af31503\afs20 \ltrch\fcs0 \f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 Yasir Tsany, M. F., Putra, P., & Tirtajaya, M. D. (2022). Analisis Efisiensi Kinerja Unit}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31503\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 
Usaha Syariah Di Indonesia Dengan Metode Data Envelopment Analysis Dan Rasio Eagles. }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 
At-Tamwil: Journal of Islamic Economics and Finance}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 
\i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 1}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 (1), 17\hich\f31503 \endash \loch\f31503 33. }}}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 \hich\af31502\dbch\af31505\loch\f31502  
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 Berdasarkan review atas hasil penelitian sebelumnya di atas, penelitian yang dilakukan oleh }
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 ADDIN CSL_CITATION \{"citationItems":[\{"id":"ITEM-1","itemData":\{
"DOI":"10.35836/jakis.v8i1.105","ISSN":"23382783","abstract":"}{\ltrch\fcs1 \af64\afs24\alang1057 \rtlch\fcs0 \f64\fs24\cf1\lang1025\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4802412\charrsid4802412 \'c8\'c8\'c7\'c7}{\rtlch\fcs1 \af37\afs24 
\ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 ","author":[\{"dropping-particle":"\hich\af31502\dbch\af31505\loch\f31502 
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],"container-title":"Jurnal Akuntan\hich\af31502\dbch\af31505\loch\f31502 s\hich\af31502\dbch\af31505\loch\f31502 i Dan Keuangan Islam","id":"ITEM-1","issue":"1","issued":\{"date-parts":[["2020"]]\}
,"page":"5-20","title":"Efisiensi di Bank Syariah: Studi Empiris pada Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia","type":"article-journal","volume":"8"\},"uris":\hich\af31502\dbch\af31505\loch\f31502 [\hich\af31502\dbch\af31505\loch\f31502 
"http://www.mendeley.com/documents/?uuid=509a517a-6932-4463-bbf1-255be4d04fe9"]\}],"mendeley":\{"formattedCitation":"(Sari & Tanjung, 2020)","plainTextFormattedCitation":"(Sari & Tanjung, 2020)","previouslyFormattedCitation":"(Sari & Tanjung, 2020)"\}
,"prope\hich\af31502\dbch\af31505\loch\f31502 r\hich\af31502\dbch\af31505\loch\f31502 ties":\{"noteIndex":0\},"schema":"https://github.com/citation-style-language/schema/raw/master/csl-citation.json"\}}}{\fldrslt {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 Sari & Tanjung (2020)}}}\sectd \ltrsect
\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\super\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\chftn {\footnote \ltrpar \pard\plain \ltrpar\qj \fi720\li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0\pararsid12547928 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \cs16\f31503\fs20\super\insrsid8784852\charrsid11813565 \chftn }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503  }{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 
Sari, L. P., & Tanjung, H. (2020). Efisiensi di Bank Syariah: Studi Empiris pada Unit Usaha Syariah Ba\hich\af31503\dbch\af31505\loch\f31503 nk Pembangunan Daerah di Indonesia. }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 
\i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 Jurnal Akuntansi Dan Keuangan Islam}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 
\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 , }{\rtlch\fcs1 \ai\af31503\afs20 \ltrch\fcs0 \i\f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 
\hich\af31503\dbch\af31505\loch\f31503 8}{\rtlch\fcs1 \af31503\afs20 \ltrch\fcs0 \f31503\fs20\lang1024\langfe1024\noproof\insrsid8784852\charrsid11813565 \hich\af31503\dbch\af31505\loch\f31503 (1), 5\hich\f31503 \endash \loch\f31503 20. 
\par }}}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 
 memiliki tujuan yang sama dalam menganalisis tingkat efisiensi kinerja serta mengidentifikasi variabel-variabel yang b\hich\af31502\dbch\af31505\loch\f31502 
erpengaruh signifikan terhadap efisiensi kinerja Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia dalam menjalankan usahanya. Penelitian tersebut dijadikan rujukan dalam penelitian selanjutnya dengan beberapa kebaruan diantaranya periode data yang 
\hich\af31502\dbch\af31505\loch\f31502 l\hich\af31502\dbch\af31505\loch\f31502 ebih terbaru yaitu laporan publikasi triwulanan pada rentang periode tahun 2020 s.d. 2022, penambahan Aset sebagai variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502  dan mengganti variabel Penempatan pada Bank Lain menjadi Pendapatan Operasional sebagai variabel }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 
\hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 , pendekatan metode }{\rtlch\fcs1 \ai\af37\afs24 
\ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 Sto\hich\af31502\dbch\af31505\loch\f31502 chastic Frontier Analysis (SFA)}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 , serta prediksi kesiapan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia dalam memenuhi regulasi }{\rtlch\fcs1 \ai\af37\afs24 
\ltrch\fcs0 \i\f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412\charrsid4802412 \hich\af31502\dbch\af31505\loch\f31502 spin off}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\chshdng0\chcfpat0\chcbpat8\insrsid4802412 .}{\rtlch\fcs1 
\af37\afs24 \ltrch\fcs0 \f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid4802412\charrsid4802412 
\par }\pard \ltrpar\qj \li0\ri45\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin45\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\f31502\fs24\cf1\lang1057\langfe1033\chshdng0\chcfpat0\chcbpat8\langnp1057\insrsid15860555 
\par }{\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \b\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid6631903\charrsid7145372 
\par }\pard \ltrpar\ql \qk0\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid16653510 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid11813565 \hich\af31502\dbch\af31505\loch\f31502 METODE
}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid11813565\charrsid11813565 \hich\af31502\dbch\af31505\loch\f31502  PENELITIAN}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid12209104\charrsid16674636 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid198147 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid604606\charrsid604606 
\hich\af31502\dbch\af31505\loch\f31502 Populasi dalam penelitian ini adalah Unit Usaha Syariah dimiliki oleh induk Bank Pembangunan Daerah di Indonesia yang tercatat pada laporan keuangan publikasi bank di situs Otoritas Jasa Keuangan sebanyak 15 
{\*\bkmkstart _Hlk147368476}Unit Usaha Syariah Bank Pembangunan Daerah{\*\bkmkend _Hlk147368476}. Nam\hich\af31502\dbch\af31505\loch\f31502 u\hich\af31502\dbch\af31505\loch\f31502 n adanya keterbatasan data pada laporan }{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \f31502\fs24\insrsid16084835 \hich\af31502\dbch\af31505\loch\f31502 keuangan }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid604606\charrsid604606 \hich\af31502\dbch\af31505\loch\f31502 
publikasi triwulanan Otoritas Jasa Keuangan, maka peneliti menggunakan 12 sampel Unit Usaha Syariah Bank Pembangunan Daerah. Hal tersebut dikarenakan sebanyak 3 Unit Usaha Syariah Bank Pembangunan Daerah tel\hich\af31502\dbch\af31505\loch\f31502 
ah dilakukan konversi Bank Induknya dari Bank Umum Konvensional menjadi Bank Umum Syariah, diantaranya Bank Pembangunan Daerah Aceh menjadi Bank Aceh Syariah, Bank Pembangunan Daerah Riau menjadi Bank Riau Kepri Syariah, dan Bank Pembangunan Daerah Nusa T
\hich\af31502\dbch\af31505\loch\f31502 e\hich\af31502\dbch\af31505\loch\f31502 
nggara Barat menjadi Bank Nusa Tenggara Barat Syariah. Adapun periode data yang digunakan dalam penelitian ini menggunakan data laporan keuangan publikasi triwulanan Unit Usaha Syariah Bank Pembangunan Daerah di situs Otoritas Jasa Keuangan pada rentang p
\hich\af31502\dbch\af31505\loch\f31502 e\hich\af31502\dbch\af31505\loch\f31502 riode tahun 2020 s.d. 2022. Untuk sampel Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia yang digunakan pada penelitian ini sebagai berikut:}{\rtlch\fcs1 
\ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid5406620 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid5406620 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid543698 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid543698\charrsid15685788 
\hich\af31502\dbch\af31505\loch\f31502 Tabel }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 3}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 . }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 
Sampel Penelitian Unit Usaha Syariah}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid604606\charrsid15685788 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid543698 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 
Bank Pembangunan Daerah di Indonesia
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\pard\plain \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2363737 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama \hich\af31502\dbch\af41\loch\f31502 Bank\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\pard\plain \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 
1.\cell }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD DKI\cell }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 7.\cell 
}\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Utara\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid543698\charrsid543698 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Tengah\cell }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 8.\cell 
}\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Barat\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid543698\charrsid543698 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Yogyakarta\cell }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 9.\cell 
}\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Selatan\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid543698\charrsid543698 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Timur\cell }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 10.\cell 
}\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Barat\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid543698\charrsid543698 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jambi\cell }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 11.\cell 
}\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Timur\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid543698\charrsid543698 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 6.\cell }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS\hich\af31502\dbch\af41\loch\f31502  BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 12.\cell 
}\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sulawesi Selatan & Barat\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid543698\charrsid543698 \trowd \irow6\irowband6\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8203\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth624\clshdrawnil \cellx4627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3468\clshdrawnil \cellx8095\row }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid543698 {\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 
\i\f31502\fs16\insrsid543698\charrsid11304610 \hich\af31502\dbch\af31505\loch\f31502 S}{\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\lang1057\langfe1033\langnp1057\insrsid543698\charrsid11304610 \hich\af31502\dbch\af31505\loch\f31502 umber: }{
\rtlch\fcs1 \ai\af37\afs16 \ltrch\fcs0 \i\f31502\fs16\insrsid543698\charrsid11304610 \hich\af31502\dbch\af31505\loch\f31502 Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\insrsid604606\charrsid11304610 

\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid543698\charrsid16674636 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid9061860 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid604606\charrsid604606 
\hich\af31502\dbch\af31505\loch\f31502 Pada penelitian ini bertujuan untuk menganalisis nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia dengan metode pendekatan }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\insrsid604606\charrsid604606 \hich\af31502\dbch\af31505\loch\f31502 Stochastic Frontier Analysis (SFA)}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid604606\charrsid604606 \hich\af31502\dbch\af31505\loch\f31502 
 dan menggunakan }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\insrsid604606\charrsid604606 \hich\af31502\dbch\af31505\loch\f31502 software}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid604606\charrsid604606 
\hich\af31502\dbch\af31505\loch\f31502  Stata, serta mengidentifikasi variabel-var\hich\af31502\dbch\af31505\loch\f31502 
iabel yang berpengaruh signifikan terhadap nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. Melalui penelitian ini dapat diketahui kesiapan secara individu serta prediksi Unit Usaha Syariah Bank Pembangunan Daerah di Indone
\hich\af31502\dbch\af31505\loch\f31502 s\hich\af31502\dbch\af31505\loch\f31502 ia dalam memenuhi kebijakan pelaksanaan }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\insrsid604606\charrsid604606 \hich\af31502\dbch\af31505\loch\f31502 spin off}
{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid604606\charrsid604606 \hich\af31502\dbch\af31505\loch\f31502 
. Harapannya dengan hasil penelitian ini, dapat menjadi wawasan dan perhatian manajemen Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia terkait hal-hal yang dapat mempengaruhi efisiensi kinerja sehing\hich\af31502\dbch\af31505\loch\f31502 
ga dapat meningkatkan kinerja yang lebih efisien, sehat dan berkelanjutan}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851 .}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid16674636 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid8992567 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\hich\af31502\dbch\af31505\loch\f31502 Pemilihan metode tersebut berkaitan dengan pendekatan yang digunakan yaitu intermediasi yang berperan menjadi perantara antara pihak yang kelebihan }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\insrsid2363737 \hich\af31502\dbch\af31505\loch\f31502 dana }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 dengan pihak yang membutuhka
\hich\af31502\dbch\af31505\loch\f31502 n dana serta kegiatan utama dari Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia sebagai bank yang berperan menjadi lembaga intermediasi. Variabel }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 
\i\f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 
 yang digunakan dalam penelitian ini menambahkan variabel Aset, sehingga variabel }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 input}{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502  terdiri \hich\af31502\dbch\af31505\loch\f31502 dari Dana Pihak Ketiga, Biaya Tenaga Kerja, dan Aset. Sementara variabel }{\rtlch\fcs1 \ab\ai\af37\afs24 
\ltrch\fcs0 \i\f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 
 pada penelitian ini mengganti variabel Penempatan pada Bank Lain pada penelitian sebelumnya menjadi variabel Pendapatan Operasional dengan pertimbangan bahwa tujuan yang ingin dicapai dalam efisiensi yaitu pendapatan operasional yang optimal, sehingga va
\hich\af31502\dbch\af31505\loch\f31502 r\hich\af31502\dbch\af31505\loch\f31502 iabel }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 output}{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502  terdiri Pembiayaan dan Pendapatan Operasional.}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid15498232 
\par }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid198147 
\par }\pard \ltrpar\qc \li0\ri0\sb120\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5406620 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid543698\charrsid15685788 
\hich\af31502\dbch\af31505\loch\f31502 Tabel }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 4}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 . }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Variabel }{
\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \b\i\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Input}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 
 dan }{\rtlch\fcs1 \ai\af37\afs24 \ltrch\fcs0 \b\i\f31502\fs24\insrsid543698\charrsid15685788 \hich\af31502\dbch\af31505\loch\f31502 Output}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid2623851\charrsid15685788 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid4394199 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Variabel\cell \hich\af31502\dbch\af41\loch\f31502 Kategori\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 1.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 Dana Pihak Ketiga\cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 Input\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow1\irowband1\ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 Biaya Tenaga Kerja
\cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 Input\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 Aset\cell 
}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 Input\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 Pembiayaan\cell 
}\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 \i\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 
\hich\af31502\dbch\af41\loch\f31502 Output\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 
Pendapatan Operasional\cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid543698 {\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid543698\charrsid543698 \hich\af31502\dbch\af41\loch\f31502 Output\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid543698\charrsid543698 \trowd \irow5\irowband5\lastrow \ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth4951\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid543698\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2925\clshdrawnil \cellx3384\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1459\clshdrawnil \cellx4843\row }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid8992567 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid198147 
\par }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 
Pada tahapan pengukuran efisiensi selanjutnya, akan dilakukan analisis terhadap variabel-variabel yang mempengaruhi tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia menggunakan metode Regresi Tobit. }{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 Pada analisa sebelumnya diperole\hich\af31502\dbch\af31505\loch\f31502 
h terlebih dahulu nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah dengan menggunakan metode }{\rtlch\fcs1 \ab\ai\af37\afs24 \ltrch\fcs0 \i\f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 
Stochastic Frontier Analysis (SFA)}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 
, selanjutnya nilai tersebut akan dianalisis dengan beberapa variabel. Oleh karena itu, variabel dependen yang \hich\af31502\dbch\af31505\loch\f31502 
digunakan yaitu nilai tingkat efisiensi dengan skor 0-1, artinya semakin mendekati angka 1 dinyatakan semakin efisien dan begitu sebaliknya apabila semakin mendekati angka 0 dinyatakan semakin tidak efisien. Sementara untuk variabel independen, menggunaka
\hich\af31502\dbch\af31505\loch\f31502 n\hich\af31502\dbch\af31505\loch\f31502  variabel Dana Pihak Ketiga, Biaya Tenaga Kerja, dan Aset. Secara umum dapat digambarkan sebagai berikut:}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851 

\par }\pard \ltrpar\qc \fi720\li0\ri0\sb120\sa120\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5406620 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\hich\af31502\dbch\af31505\loch\f31502 E}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 UUS}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502  = a + b}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 1 }{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 log DPK + b}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 2}{\rtlch\fcs1 
\ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502  log BTK + b}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 3}{
\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502  log TA + }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31529\fs24\sub\insrsid2623851\charrsid2623851 
\loch\af31529\dbch\af31505\hich\f31529 \'aa\loch\f31529 n}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\hich\af31502\dbch\af31505\loch\f31502 E\tab : Nilai Tingkat Efisiensi UUS BPD
\par \hich\af31502\dbch\af31505\loch\f31502 TS\tab : Dana Pihak Ketiga
\par \hich\af31502\dbch\af31505\loch\f31502 BTK\tab : Biaya Tenaga Kerja
\par \hich\af31502\dbch\af31505\loch\f31502 TA\tab : Total \hich\af31502\dbch\af31505\loch\f31502 Aset
\par }\pard \ltrpar\qj \fi720\li289\ri0\sb120\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin289\itap0\pararsid5406620 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\hich\af31502\dbch\af31505\loch\f31502 Selanjutnya sebagai dasar dalam menilai signifikansi suatu variabel independen terhadap variabel dependen, disusun hipotesa awal dengan rumusan sebagai berikut:
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid5863116 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\hich\af31502\dbch\af31505\loch\f31502 H}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 0\tab }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31531\fs24\insrsid2623851\charrsid2623851 
\hich\af31531\dbch\af31505\loch\f31531 \hich\f31531 : Jika nilai probabilitas (p) lebih kecil dari nilai alpha (\'e1\loch\f31531 ), maka variabel independe}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\hich\af31502\dbch\af31505\loch\f31502 n berpengaruh signifikan terhadap efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia.
\par \hich\af31502\dbch\af31505\loch\f31502 H}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\sub\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 a\tab }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31531\fs24\insrsid2623851\charrsid2623851 \hich\af31531\dbch\af31505\loch\f31531 \hich\f31531 : Jika nilai probabilitas (p) lebih besar dari nilai alpha (\'e1\loch\f31531 
), maka variabel independen tidak berpengaruh signifikan terhadap efisiensi Unit Usaha Syar}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 \hich\af31502\dbch\af31505\loch\f31502 
iah Bank Pembangunan Daerah di Indonesia.}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid2623851\charrsid2623851 
\par }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1086\langfe1033\langnp1086\insrsid275246\charrsid13067560 
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f39\fs24\lang1057\langfe1033\langnp1057\insrsid9246076\charrsid12725939 
\par }\pard \ltrpar\ql \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid8000754 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid8938199\charrsid2838520 
\hich\af31502\dbch\af31505\loch\f31502 HASIL DAN PEMBAHASAN}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid9118874 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid8807520\charrsid8807520 \hich\af31502\dbch\af31505\loch\f31502 Kinerja Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 
\b\f31502\fs24\insrsid8807520\charrsid2838520 
\par }\pard\plain \ltrpar\s15\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid6455289\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid3478547\charrsid3478547 \hich\af31502\dbch\af37\loch\f31502 
Perkembangan Unit Usaha Syariah yang dimiliki oleh induk Bank Umum Konvensional, dalam hal ini Bank Pembangunan Daerah mengalami perkembangan yang signifikan selama rentang waktu tahun 2020 hingga tahun 2022. Total Aset mengalami peningkatan sebesar 21,89
\hich\af31502\dbch\af37\loch\f31502 %\hich\af31502\dbch\af37\loch\f31502 , dari sebesar Rp34.400.382 juta pada tahun 2020 menjadi sebesar Rp41.930.947 juta pada tahun 2022, {\*\bkmkstart _Hlk147564753}
dengan pertumbuhan aset Unit Usaha Syariah Bank Pembangunan di Indonesia rata-rata per tahun sebesar 10,41%. {\*\bkmkend _Hlk147564753}Pada laporan keuangan periode 31 Desember 2022,\hich\af31502\dbch\af37\loch\f31502 
 Unit Usaha Syariah Bank Pembangunan Daerah yang memiliki aset terbesar yaitu UUS BPD DKI Jakarta dengan aset sebesar Rp7.913.044 juta, sementara yang memiliki aset terkecil yaitu UUS BPD Jambi dengan aset sebesar Rp1.673.866 juta.}{\rtlch\fcs1 
\ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14378588 
\par }\pard \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10638404 

\par }\pard \ltrpar\s15\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6051402\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid6051402\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6051402\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 5}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid6051402\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6051402\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Perkembangan T\hich\af31502\dbch\af37\loch\f31502 otal Aset Unit Usaha Syariah}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid3478547\charrsid15685788 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6051402\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Bank Pembangunan Daerah di Indonesia (dalam jutaan Rupiah)
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3574\clshdrawnil \cellx6835\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10706777 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 No\cell 
\hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell \hich\af31502\dbch\af41\loch\f31502 Aset\cell \hich\af31502\dbch\af41\loch\f31502 % Aset thd Bank Induk\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid3759551\charrsid6051402 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3574\clshdrawnil \cellx6835\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 
\trbrdrv\brdrs\brdrw10 \trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil 
\cellx3261\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835
\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \cell \cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid6051402 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2020\cell \hich\af31502\dbch\af41\loch\f31502 2021\cell \hich\af31502\dbch\af41\loch\f31502 2022\cell }\pard \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalc
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvmrg\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 1.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD DKI\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 6.763.844\cell \hich\af31502\dbch\af41\loch\f31502 7.152.704\cell \hich\af31502\dbch\af41\loch\f31502 7.913.044\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 10,03\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Tengah\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 5.432.705\cell \hich\af31502\dbch\af41\loch\f31502 5.345.525\cell \hich\af31502\dbch\af41\loch\f31502 6.276.709\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 7,38\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Yogyakarta\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 1.362.592\cell \hich\af31502\dbch\af41\loch\f31502 1.510.223\cell \hich\af31502\dbch\af41\loch\f31502 1.863.236\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 11,06\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Timur\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 3.069.057\cell \hich\af31502\dbch\af41\loch\f31502 3.836.795\cell \hich\af31502\dbch\af41\loch\f31502 3.071.458\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.05\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jambi\cell 
}\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 1.378.927\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 1.476.161\cell }\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 1.673.866\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 15\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 6.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.504.133\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.894.087\cell 
}\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 4.129.467\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 11,70\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow7\irowband7\ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 7.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS 
\hich\af31502\dbch\af41\loch\f31502 BPD Sumatera Utara\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.168.959\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.291.984\cell 
}\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 3.379.203\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 8,31\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow8\irowband8\ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 8.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Barat
\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 2.318.207\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.655.360\cell }\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.280.908\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 10,80\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 9.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Selatan
\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 2.060.013\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.500.618\cell }\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.784.639\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 13,04\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 10.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Barat
\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 1.745.602\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 1.875.737\cell }\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.156.227\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 9,61\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 11.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Timur
\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 2.128.132\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.548.425\cell }\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 3.107.276\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 7,44\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow12\irowband12\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 12.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3759551 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sulawesi Selatan & Barat\cell }\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 1.468.211\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 2.239.511\cell 
}\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 2.294.914\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14774457 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3759551\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 7,34\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid3759551\charrsid6051402 \trowd \irow13\irowband13\ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid6051402\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2802\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row \ltrrow}\trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid16081139\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3369\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\pard\plain \ltrpar
\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid4923907 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid4923907\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 Jumlah\cell 
}\pard \ltrpar\qc \li-35\ri-10\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-10\lin-35\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid4923907\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 34.400.382\cell }\pard \ltrpar\qc \li-116\ri-111\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-111\lin-116\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid4923907\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 38.327.130\cell }\pard \ltrpar\qc \li-105\ri-117\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-117\lin-105\rtlgutter\pararsid4923907 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid4923907\charrsid6051402 \hich\af31502\dbch\af41\loch\f31502 41.930.947\cell 
}\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14577506 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid4923907\charrsid6051402 
\hich\af31502\dbch\af41\loch\f31502 9,56\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid4923907\charrsid6051402 \trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8170\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid16081139\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3369\clshdrawnil \cellx3261\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1251\clshdrawnil \cellx4512\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1159\clshdrawnil \cellx5671\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1164\clshdrawnil \cellx6835\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1227\clshdrawnil \cellx8062\row }\pard \ltrpar
\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid14774555 {\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid14774555 \hich\af31502\dbch\af37\loch\f31502  }{
\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid6051402\charrsid14774555 \hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid6051402\charrsid14774555 \hich\af31502\dbch\af37\loch\f31502 umber: }{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid6051402\charrsid14774555 \hich\af31502\dbch\af37\loch\f31502 Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid14774555 
\par }\pard\plain \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6051402\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6051402 
\par }\pard \ltrpar\s15\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid4529609\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 
Berdasarkan data pada tabel 5, secara keseluruhan nilai aset Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia belum mencapai sebesar Rp50.000.000.000.000,00 (lima puluh triliun Rupiah) dan masih di bawah 50% dari total aset Bank Induknya, sehingga 
\hich\af31502\dbch\af37\loch\f31502 s\hich\af31502\dbch\af37\loch\f31502 ecara regulasi tidak memiliki kewajiban pemisahan Unit Usaha Syariah menjadi Bank Umum Syariah. Meskipun secara regulasi belum memenuhi syarat wajib pemisahaan Unit Usaha Syariah, }{
\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 dituntut untuk mempe\hich\af31502\dbch\af37\loch\f31502 
rbaiki penguatan permodalan dan memperhatikan kinerja yang efisien, sehat, dan berkelanjutan. Harapannya agar kedepan setelah pemisahan tetap mempertahankan kinerja yang baik untuk dapat tumbuh berkelanjutan.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373 
\par }\pard \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12265559 

\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid198147 
\par 
\par }\pard\plain \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid12265559\charrsid15685788 
\hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12265559\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 6}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid12265559\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12265559\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Perkembangan Dana Pihak Ketiga Unit U\hich\af31502\dbch\af37\loch\f31502 saha Syariah}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid15685788 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12265559\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Bank Pembangunan Daerah di Indonesia (dalam jutaan Rupiah)
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalc\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4436\clshdrawnil \cellx7768\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid5659895 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 Dana Pihak Ketiga
\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalc\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4436\clshdrawnil \cellx7768\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \cell \cell }\pard \ltrpar
\qc \li-83\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin-83\rtlgutter\pararsid1252505 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 31 Des 2020\cell }\pard \ltrpar\qc \li-60\ri-127\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-127\lin-60\rtlgutter\pararsid1252505 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 31 Des 2021\cell \hich\af31502\dbch\af41\loch\f31502 31 Des 2022\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid12265559\charrsid12265559 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 1.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD DKI\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 4.277.320\cell \hich\af31502\dbch\af41\loch\f31502 5.721.184\cell \hich\af31502\dbch\af41\loch\f31502 6.382.597\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 2.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Tengah\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 3.968.481\cell \hich\af31502\dbch\af41\loch\f31502 3.870.578\cell \hich\af31502\dbch\af41\loch\f31502 3.921.328\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 3.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD \hich\af31502\dbch\af41\loch\f31502 Yogyakarta\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 624.425\cell \hich\af31502\dbch\af41\loch\f31502 790.550\cell \hich\af31502\dbch\af41\loch\f31502 825.014\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 4.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Timur\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 1.826.435\cell \hich\af31502\dbch\af41\loch\f31502 1.985.795\cell \hich\af31502\dbch\af41\loch\f31502 2.065.118\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 5.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jambi\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 879.471\cell \hich\af31502\dbch\af41\loch\f31502 592.595\cell \hich\af31502\dbch\af41\loch\f31502 961.367\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 6.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 2.019.881\cell \hich\af31502\dbch\af41\loch\f31502 2.290.085\cell \hich\af31502\dbch\af41\loch\f31502 2.464.197\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 7.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Utara\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 2.243.709\cell \hich\af31502\dbch\af41\loch\f31502 2.310.291\cell \hich\af31502\dbch\af41\loch\f31502 2.452.008\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow8\irowband8\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 8.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 2.092.499\cell \hich\af31502\dbch\af41\loch\f31502 2.482.861\cell \hich\af31502\dbch\af41\loch\f31502 3.056.126\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 9.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Selatan\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 1.440.321\cell \hich\af31502\dbch\af41\loch\f31502 1.632.152\cell \hich\af31502\dbch\af41\loch\f31502 1.757.154\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 10.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 648.365\cell \hich\af31502\dbch\af41\loch\f31502 793.327\cell \hich\af31502\dbch\af41\loch\f31502 934.854\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 11.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Timur\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 1.261.987\cell \hich\af31502\dbch\af41\loch\f31502 1.539.129\cell \hich\af31502\dbch\af41\loch\f31502 1.585.216\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow12\irowband12\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 12.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sulawesi \hich\af31502\dbch\af41\loch\f31502 Selatan & Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {
\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid12265559\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 877.296\cell \hich\af31502\dbch\af41\loch\f31502 1.130.723\cell \hich\af31502\dbch\af41\loch\f31502 1.247.439\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid12265559\charrsid12265559 \trowd \irow13\irowband13\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2873\clshdrawnil \cellx3332\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row \ltrrow
}\trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3440\clshdrawnil \cellx3332\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid5659895 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid5659895\charrsid12265559 \hich\af31502\dbch\af41\loch\f31502 Jumlah\cell 
}\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid12265559 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid5659895\charrsid12265559 
\hich\af31502\dbch\af41\loch\f31502 22.160.190\cell \hich\af31502\dbch\af41\loch\f31502 25.139.270\cell \hich\af31502\dbch\af41\loch\f31502 27.652.418\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid5659895\charrsid12265559 \trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7876\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid3869699\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3440\clshdrawnil \cellx3332\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1497\clshdrawnil \cellx4829\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1465\clshdrawnil \cellx6294\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1470\clshdrawnil \cellx7768\row }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid5659895 {\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid5659895 \hich\af31502\dbch\af37\loch\f31502           }{\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid12265559\charrsid5659895 
\hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid12265559\charrsid5659895 \hich\af31502\dbch\af37\loch\f31502 umber:}{\rtlch\fcs1 
\ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid12265559\charrsid5659895 \hich\af31502\dbch\af37\loch\f31502  Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid5659895 
\par }\pard\plain \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12265559\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12265559 
\par }\pard \ltrpar\s15\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2978366\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 Sementara pada sisi perkembangan Dana Pihak Ketiga }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 
mengalami peningkatan signifikan sebesar 24,78% dari sebesar Rp22.160.190 juta pada tahun 2020 menjadi sebesar Rp27.652.418 juta pada tahun 2022, dengan pertumbuhan Dana Pihak Ketiga Unit Usaha Syariah Bank Pembangunan di Indonesia rata-rata per tahun seb
\hich\af31502\dbch\af37\loch\f31502 e\hich\af31502\dbch\af37\loch\f31502 sar 11,72%. }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 
Pada laporan keuangan periode 31 Desember 2022, Usaha Syariah Bank Pembangunan Daerah di Indonesia yang memiliki Dana Pihak Ketiga terbesar yaitu UUS BPD DKI Jakarta dengan Dana Pihak Ketiga sebesar Rp6.382.597 juta, sementara yang memiliki Dan
\hich\af31502\dbch\af37\loch\f31502 a Pihak Ketiga terkecil yaitu UUS BPD Jambi dengan Dana Pihak Ketiga sebesar Rp961.367 juta}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373 .
\par }\pard \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390 

\par }\pard \ltrpar\s15\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid816390\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 7}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid816390\charrsid15685788 
\hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Perkembangan Pembiayaan Unit Usaha Syariah}{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid15685788 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Bank Pembangunan Daerah (dalam jutaan Rupiah)
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4673\clshdrawnil \cellx8676\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3951971 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid3032668 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 Pembiayaan\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4673\clshdrawnil \cellx8676\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \cell \cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13656196 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 31 Des }{\rtlch\fcs1 
\af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid3032668 \hich\af31502\dbch\af41\loch\f31502 2}{\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 020
\cell \hich\af31502\dbch\af41\loch\f31502 31 Des 2021\cell \hich\af31502\dbch\af41\loch\f31502 31 Des 2022\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow1\irowband1\ltrrow
\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD DKI\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 
\hich\af31502\dbch\af41\loch\f31502 5.986.179\cell \hich\af31502\dbch\af41\loch\f31502 6.395.852\cell \hich\af31502\dbch\af41\loch\f31502 7.407.176\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid816390\charrsid816390 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Jawa Tengah\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 2.812.824\cell \hich\af31502\dbch\af41\loch\f31502 2.599.987\cell \hich\af31502\dbch\af41\loch\f31502 3.110.142\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Yogyakarta\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 812.704\cell \hich\af31502\dbch\af41\loch\f31502 839.504\cell \hich\af31502\dbch\af41\loch\f31502 872.269\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Jawa Timur\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.607.359\cell \hich\af31502\dbch\af41\loch\f31502 1.762.367\cell \hich\af31502\dbch\af41\loch\f31502 1.903.471\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Jambi\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 
\hich\af31502\dbch\af41\loch\f31502 819.927\cell \hich\af31502\dbch\af41\loch\f31502 782.477\cell \hich\af31502\dbch\af41\loch\f31502 834.164\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid816390\charrsid816390 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 6.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD \hich\af31502\dbch\af41\loch\f31502 Sumatera Selatan & Babel\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.495.613\cell \hich\af31502\dbch\af41\loch\f31502 1.732.489\cell \hich\af31502\dbch\af41\loch\f31502 1.938.182\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 7.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sumatera Utara\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.949.237\cell \hich\af31502\dbch\af41\loch\f31502 2.089.948\cell \hich\af31502\dbch\af41\loch\f31502 2.438.559\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow8\irowband8\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 8.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sumatera Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.583.474\cell \hich\af31502\dbch\af41\loch\f31502 2.059.040\cell \hich\af31502\dbch\af41\loch\f31502 2.467.771\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 9.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Kalimantan Selatan\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.089.819\cell \hich\af31502\dbch\af41\loch\f31502 1.366.151\cell \hich\af31502\dbch\af41\loch\f31502 1.840.276\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 10.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Kalimantan \hich\af31502\dbch\af41\loch\f31502 Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.096.906\cell \hich\af31502\dbch\af41\loch\f31502 1.153.731\cell \hich\af31502\dbch\af41\loch\f31502 1.255.491\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 11.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Kalimantan Timur\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.182.891\cell \hich\af31502\dbch\af41\loch\f31502 1.297.848\cell \hich\af31502\dbch\af41\loch\f31502 1.422.033\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow12\irowband12\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 12.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sulawesi Selatan & Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.017.770\cell \hich\af31502\dbch\af41\loch\f31502 1.249.158\cell \hich\af31502\dbch\af41\loch\f31502 1.315.367\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow13\irowband13\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 Jumlah\cell }\pard \ltrpar
\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
21.454.703\cell \hich\af31502\dbch\af41\loch\f31502 23.328.552\cell \hich\af31502\dbch\af41\loch\f31502 26.804.901\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 
\rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow14\irowband14\lastrow \ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8784\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13656196\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1554\clshdrawnil \cellx5557\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1581\clshdrawnil \cellx7138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx8676\row }\pard \ltrpar
\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7365474 {\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid7365474 
\hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 \i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid816390\charrsid7365474 \hich\af31502\dbch\af37\loch\f31502 umber:}{\rtlch\fcs1 \ai\af0\afs16 
\ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid7365474 \hich\af31502\dbch\af37\loch\f31502  Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid7365474 
\par }\pard\plain \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid816390\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390 
\par }\pard \ltrpar\s15\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid13653916\contextualspace {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 
Pada sisi perkembangan Pembiayaan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia mengalami peningkatan signifikan sebesar 24,94% dari sebesar Rp21.454.703 juta pada tahun 2020 menjadi sebesar Rp26.804\hich\af31502\dbch\af37\loch\f31502 
.901 juta pada tahun 2022, dengan pertumbuhan Pembiayaan Unit Usaha Syariah Bank Pembangunan di Indonesia rata-rata per tahun sebesar 11,82%. }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 Pada laporan keuangan periode 31 Desember 2022, }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 yang memil\hich\af31502\dbch\af37\loch\f31502 
iki Pembiayaan terbesar yaitu UUS BPD DKI Jakarta dengan pembiayaan sebesar Rp7.407.176 juta, sementara yang memiliki Pembiayaan terkecil yaitu UUS BPD Jambi sebesar Rp834.164 juta.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10638404\charrsid13653916 
\par }\pard\plain \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13653916 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10638404\charrsid13653916 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid816390 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 8}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid816390\charrsid15685788 
\hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Perkembangan Rasio Kinerja Keuangan Unit Usaha Syariah}{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid15685788 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Bank \hich\af31502\dbch\af37\loch\f31502 Pembangunan Daerah di Indonesia (dalam persentase)
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3563\clshdrawnil \cellx7594\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid15927726 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 Rasio Kinerja Keuangan
\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3563\clshdrawnil \cellx7594\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \cell \cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 % ROA\cell 
\hich\af31502\dbch\af41\loch\f31502 % FDR\cell \hich\af31502\dbch\af41\loch\f31502 % NPF Net\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow1\irowband1\ltrrow
\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD DKI\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 
\hich\af31502\dbch\af41\loch\f31502 2,62\cell \hich\af31502\dbch\af41\loch\f31502 125,44\cell \hich\af31502\dbch\af41\loch\f31502 0,42\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid816390\charrsid816390 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Jawa Tengah\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 0,88\cell \hich\af31502\dbch\af41\loch\f31502 79,31\cell \hich\af31502\dbch\af41\loch\f31502 0,04\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Yogyakarta\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 3,60\cell \hich\af31502\dbch\af41\loch\f31502 105,44\cell \hich\af31502\dbch\af41\loch\f31502 0,17\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Jawa Timur\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 0,67\cell \hich\af31502\dbch\af41\loch\f31502 92,25\cell \hich\af31502\dbch\af41\loch\f31502 0,48\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Jambi\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 
\hich\af31502\dbch\af41\loch\f31502 4,57\cell \hich\af31502\dbch\af41\loch\f31502 86,77\cell \hich\af31502\dbch\af41\loch\f31502 0,06\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid816390\charrsid816390 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 6.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1,5\cell \hich\af31502\dbch\af41\loch\f31502 78,65\cell \hich\af31502\dbch\af41\loch\f31502 0,90\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 7.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sumatera Utara\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 -1,99\cell \hich\af31502\dbch\af41\loch\f31502 99,45\cell \hich\af31502\dbch\af41\loch\f31502 5,72\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow8\irowband8\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 8.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sumatera Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 3,98\cell \hich\af31502\dbch\af41\loch\f31502 80,75\cell \hich\af31502\dbch\af41\loch\f31502 0,18\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 9.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Kalimantan Selatan\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 2,56\cell \hich\af31502\dbch\af41\loch\f31502 104,73\cell \hich\af31502\dbch\af41\loch\f31502 0,65\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 10.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Kalimantan \hich\af31502\dbch\af41\loch\f31502 Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 5,11\cell \hich\af31502\dbch\af41\loch\f31502 134,30\cell 0,00\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid816390\charrsid816390 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 11.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Kalimantan Timur\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1,43\cell \hich\af31502\dbch\af41\loch\f31502 89,71\cell \hich\af31502\dbch\af41\loch\f31502 0,36\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow12\irowband12\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 12.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD Sulawesi Selatan & Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 1,96\cell \hich\af31502\dbch\af41\loch\f31502 105,45\cell \hich\af31502\dbch\af41\loch\f31502 0,73\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow13\irowband13\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 Rata-Rata\cell }\pard \ltrpar
\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid816390 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid816390\charrsid816390 \hich\af31502\dbch\af41\loch\f31502 
2,24\cell \hich\af31502\dbch\af41\loch\f31502 98,52\cell \hich\af31502\dbch\af41\loch\f31502 0,81\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid816390\charrsid816390 \trowd \irow14\irowband14\lastrow \ltrrow
\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7702\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13763898\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3572\clshdrawnil \cellx4031\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1097\clshdrawnil \cellx5128\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1126\clshdrawnil \cellx6254\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1340\clshdrawnil \cellx7594\row }\pard\plain \ltrpar
\s15\qj \fi720\li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid816390\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid13653916 \hich\af31502\dbch\af37\loch\f31502 S}{
\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid816390\charrsid13653916 \hich\af31502\dbch\af37\loch\f31502 umber:}{\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid816390\charrsid13653916 \hich\af31502\dbch\af37\loch\f31502  Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid13653916 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid816390 
\par }\pard \ltrpar\s15\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2830247\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 Berdasarkan data pada tabel 8, bahwa secara umum \hich\af31502\dbch\af37\loch\f31502 
perkembangan rasio kinerja Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia sudah cukup baik dalam menjalankan kegiatan operasional sebagai lembaga intermediasi. Hal tersebut, tercermin dari rasio FDR rata-rata sebesar 98,52%, NPF Net rata-rata seb
\hich\af31502\dbch\af37\loch\f31502 e\hich\af31502\dbch\af37\loch\f31502 sar 0,81% masih di bawah batas ketentuan yang telah ditetapkan}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13181243 
\hich\af31502\dbch\af37\loch\f31502  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12522607 \hich\af31502\dbch\af37\loch\f31502 regulasi}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 
, serta rata-rata rasio ROA yang cukup tinggi sebesar 2,24%. Namun demikian, secara individu rasio kinerja Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia masih perlu mendapat p\hich\af31502\dbch\af37\loch\f31502 
erhatian dan perbaikan diantaranya rasio kinerja pada }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 UUS BPD Sumatera Utara }{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 yang memiliki rasio NPF Net cukup tinggi sebesar 5,72% di atas batas ketentuan yang telah ditetapkan}{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid5968533 \hich\af31502\dbch\af37\loch\f31502  regulasi}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 
\hich\af31502\dbch\af37\loch\f31502  sehingga mengakibatkan rasio ROA menjadi negatif 1,99%. Memperhatikan\hich\af31502\dbch\af37\loch\f31502 
 skala ekonomi bisnis Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia secara umum masih sangat kecil dibandingkan dengan perbankan lainnya terutama dengan Bank Induknya, maka manajemen aset menjadi hal yang utama diperlukan dalam pengelolaan bisni
\hich\af31502\dbch\af37\loch\f31502 s\hich\af31502\dbch\af37\loch\f31502 
 usaha Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. Mengingat sebagian besar Dana Pihak Ketiga Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia kurang bersaing dengan perbankan lainnya dikarenakan sumber dana lain biaya dana }{
\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502 (cost of fun\hich\af31502\dbch\af37\loch\f31502 d)}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373\charrsid10823373 \hich\af31502\dbch\af37\loch\f31502  relatif mahal.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10823373 
\par }\pard \ltrpar\s15\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253\contextualspace {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid4609917 

\par }\pard\plain \ltrpar\qj \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2830247 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid4609917\charrsid4609917 \hich\af31502\dbch\af37\loch\f31502 
Hasil Efisiensi
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2830247 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6098869\charrsid6098869 
\hich\af31502\dbch\af37\loch\f31502  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 Berdasarkan hasil analisa efisiensi kinerja }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502  melalui pendekatan metode }{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 
\hich\af31502\dbch\af37\loch\f31502 Stochastic Frontier Analysis (SFA)}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 
, dapat dilihat bahwa nilai tingkat efisiensi teknis }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia 
}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 
pada tabel 9 yang menggambarkan pencapaian hasil nilai tingkat efisiensi, baik secara keseluruhan maupun masing-masing Unit Usaha Syariah Bank Pembangunan Daerah sebagai berikut:}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6098869 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13522793 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2785223 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid2785223\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid2785223\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 9}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid2785223\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid2785223\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Hasil \hich\af31502\dbch\af37\loch\f31502 Pengolahan Tingkat Efisiensi Unit Usaha Syariah}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid15685788 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid2785223\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Bank Pembangunan Daerah di Indonesia (dalam persentase)
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3212\clshdrawnil \cellx7215\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid15927726 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 
Skala Efisiensi Rata-Rata (%)\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3212\clshdrawnil \cellx7215\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \cell \cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 2020\cell 
\hich\af31502\dbch\af41\loch\f31502 2021\cell \hich\af31502\dbch\af41\loch\f31502 2022\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 1.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD DKI\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 100\cell \hich\af31502\dbch\af41\loch\f31502 99,96\cell \hich\af31502\dbch\af41\loch\f31502 99,25\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Tengah\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,74\cell \hich\af31502\dbch\af41\loch\f31502 99,72\cell \hich\af31502\dbch\af41\loch\f31502 99,80\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD \hich\af31502\dbch\af41\loch\f31502 Yogyakarta\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 
\ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 98,98\cell \hich\af31502\dbch\af41\loch\f31502 99,29\cell \hich\af31502\dbch\af41\loch\f31502 99,68\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Timur\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,20\cell \hich\af31502\dbch\af41\loch\f31502 99,68\cell \hich\af31502\dbch\af41\loch\f31502 99,78\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jambi\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,98\cell \hich\af31502\dbch\af41\loch\f31502 99,49\cell \hich\af31502\dbch\af41\loch\f31502 99,42\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 6.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,83\cell \hich\af31502\dbch\af41\loch\f31502 99,52\cell \hich\af31502\dbch\af41\loch\f31502 99,90\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 7.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Utara\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,23\cell \hich\af31502\dbch\af41\loch\f31502 99,58\cell \hich\af31502\dbch\af41\loch\f31502 99,51\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow8\irowband8\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 8.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,07\cell \hich\af31502\dbch\af41\loch\f31502 99,43\cell \hich\af31502\dbch\af41\loch\f31502 99,56\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 9.\cell }\pard \ltrpar
\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Selatan\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,49\cell \hich\af31502\dbch\af41\loch\f31502 99,60\cell \hich\af31502\dbch\af41\loch\f31502 99,67\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 10.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 99,77\cell \hich\af31502\dbch\af41\loch\f31502 99,35\cell \hich\af31502\dbch\af41\loch\f31502 99,42\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 11.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Timur\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 98,87\cell \hich\af31502\dbch\af41\loch\f31502 99,02\cell \hich\af31502\dbch\af41\loch\f31502 99,40\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow12\irowband12\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 12.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sulawesi Selatan & Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 
\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid2785223\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 98,80\cell \hich\af31502\dbch\af41\loch\f31502 99,27\cell \hich\af31502\dbch\af41\loch\f31502 99,49\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid2785223\charrsid2785223 \trowd \irow13\irowband13\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid4218058\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3544\clshdrawnil \cellx4003\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row \ltrrow
}\trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13239917\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4111\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid15927726 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid15927726\charrsid2785223 \hich\af31502\dbch\af41\loch\f31502 Rata-Rata Seluruh UUS
\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid2785223 {\rtlch\fcs1 \af0 \ltrch\fcs0 \cf1\loch\af31502\hich\af31502\dbch\af41\insrsid15927726\charrsid2785223 
\hich\af31502\dbch\af41\loch\f31502 99,41\cell \hich\af31502\dbch\af41\loch\f31502 99,49\cell \hich\af31502\dbch\af41\loch\f31502 99,57\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid15927726\charrsid2785223 \trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7323\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid13239917\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4111\clshdrawnil \cellx4003\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1209\clshdrawnil \cellx5212\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1007\clshdrawnil \cellx6219\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth996\clshdrawnil \cellx7215\row }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid2785223 {\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid2785223\charrsid2830247 \hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid2785223\charrsid2830247 \hich\af31502\dbch\af37\loch\f31502 umber: }{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid2785223\charrsid2830247 \hich\af31502\dbch\af37\loch\f31502 Data \hich\af31502\dbch\af37\loch\f31502 Diolah}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid2830247 
\par }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid2785223 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid7603809 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 
\hich\af31502\dbch\af37\loch\f31502 Berdasarkan hasil penelitian, nilai tingkat efisiensi }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 
Unit Usaha Syariah Bank Pembangunan Daerah }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 
secara keseluruhan mendekati efisien dengan nilai rata-rata diatas 99% dan mengalami peningkatan setiap tahunnya, yaitu pada tahun 2020 rata-rata tingk\hich\af31502\dbch\af37\loch\f31502 
at efisiensi mencapai 99,41%, pada tahun 2021 dan 2022 mengalami peningkatan nilai tingkat efisiensi masing-masing mencapai 99,49% dan 99,57%. Secara individu }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 sebagian besar memiliki trend yang fluktu\hich\af31502\dbch\af37\loch\f31502 
atif selama rentang waktu penelitian, namun demikian pencapaian nilai tingkat efisiensi individu sebagian besar memiliki nilai skala efisiensi diatas nilai 99%. Hanya UUS BPD DKI pada tahun 2020 memiliki nilai tingkat efisiensi yang sempurna yaitu 100%. S
\hich\af31502\dbch\af37\loch\f31502 e\hich\af31502\dbch\af37\loch\f31502 
mentara itu, yang memiliki tingkat nilai efisiensi terendah yaitu UUS BPD Kalimantan Timur pada tahun 2020 mencapai 98,87% dan UUS BPD Sulawesi Selatan & Barat pada tahun 2020 mencapai 98,80%. }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia yang }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863\charrsid9314863 \hich\af31502\dbch\af37\loch\f31502 se\hich\af31502\dbch\af37\loch\f31502 
lama rentang waktu penelitian memiliki trend positif peningkatan nilai tingkat efisiensi yaitu UUS BPD Jawa Timur, UUS BPD Sumatera Selatan & Babel, UUS BPD Sumatera Barat, UUS BPD Kalimantan Selatan, UUS BPD Kalimantan Timur, UUS BPD Sulawesi Selatan & B
\hich\af31502\dbch\af37\loch\f31502 a\hich\af31502\dbch\af37\loch\f31502 rat.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid9314863 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002\charrsid12936002 \hich\af31502\dbch\af37\loch\f31502 Memperhatikan data permodalan pada tabel 10, terdapat Unit Usaha Syariah Bank }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002\charrsid12936002 \hich\af31502\dbch\af37\loch\f31502 Pembangunan}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002\charrsid12936002 
\hich\af31502\dbch\af37\loch\f31502  Daerah di Indonesia yang diharapkan wajib memenuhi setoran dana usaha secara bertahap sebesar Rp500.000.000.000,00 \hich\af31502\dbch\af37\loch\f31502 
(lima ratus miliar Rupiah) paling lambat pada 31 Desember 2024, yaitu UUS BPD Jambi, UUS BPD Sumatera Utara, UUS BPD Sumatera Barat. Sementara Unit Usaha Syariah Bank }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002\charrsid12936002 \hich\af31502\dbch\af37\loch\f31502 Pembangunan}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002\charrsid12936002 
\hich\af31502\dbch\af37\loch\f31502  Daerah di Indonesia yang telah memenuhi kewajiban pemenuhan setoran modal dan\hich\af31502\dbch\af37\loch\f31502 a usaha secara bertahap sebesar Rp1.000.000.000.000,00 (satu }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10963621 \hich\af31502\dbch\af37\loch\f31502 triliun}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002\charrsid12936002 \hich\af31502\dbch\af37\loch\f31502 
 Rupiah) paling lambat pada tanggal 31 Desember 2025 yaitu UUS BPD Kalimantan Timur dengan dana usaha sebesar Rp1.460.285 juta.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid12936002 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid16610229 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13533075 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid10295924\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10295924\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 10}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid10295924\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10295924\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Posisi Setoran Modal Dana Usaha Unit Usaha Syaria\hich\af31502\dbch\af37\loch\f31502 h}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13533075\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14568193\charrsid15685788 
\par }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10295924\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Bank Pembangunan Daerah di Indonesia (dalam jutaan Rupiah)
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trrh492\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid7432932 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 No
\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Dana Usaha
\par \hich\af31502\dbch\af41\loch\f31502 31 Des 2022\cell \hich\af31502\dbch\af41\loch\f31502 Keterangan\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 
\af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid10295924\charrsid10295924 \trowd \irow0\irowband0\ltrrow
\ts11\trqc\trgaph108\trrh492\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 1.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD DKI\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 775,000\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 
Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid10295924\charrsid10295924 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 2.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Tengah\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 995,186
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 3.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Yogyakarta\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 955,367
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 4.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD \hich\af31502\dbch\af41\loch\f31502 Jawa Timur\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 510,697
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 5.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Jambi\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 347,103
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Belum memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 6.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 887,252
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 7.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Utara\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 446,131
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Belum memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 8.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 -\cell }\pard \ltrpar
\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 Belum memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid10295924\charrsid10295924 \trowd \irow8\irowband8\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 9.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan \hich\af31502\dbch\af41\loch\f31502 Selatan\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 500,994
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 10.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 914,040
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 11.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Timur\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 1,460,285
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row \ltrrow}\pard\plain \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 \rtlch\fcs1 \af31507\afs22\alang1025 
\ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 
\hich\af31502\dbch\af41\loch\f31502 12.\cell }\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 UUS BPD Sulawesi Selatan & Barat\cell }\pard \ltrpar\qr \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13641917 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 739,168
\cell }\pard \ltrpar\ql \li-18\ri-93\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-93\lin-18\rtlgutter\pararsid10295924 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid10295924\charrsid10295924 \hich\af31502\dbch\af41\loch\f31502 Telah memenuhi\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid10295924\charrsid10295924 \trowd \irow12\irowband12\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth8017\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10295924\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth544\clshdrawnil \cellx436\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3855\clshdrawnil \cellx4291\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1623\clshdrawnil \cellx5914\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1995\clshdrawnil \cellx7909\row }\pard \ltrpar\ql \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid5584274 {\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid5584274 \hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid8784852\charrsid5584274 \hich\af31502\dbch\af37\loch\f31502 umber:}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid5584274 \hich\af31502\dbch\af37\loch\f31502  Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid5584274 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10295924 
\par }\pard \ltrpar\qj \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid8139447 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 
\hich\af31502\dbch\af37\loch\f31502 Hasil Regresi Tobit
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid8139447 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 
\hich\af31502\dbch\af37\loch\f31502 Selanjutnya untuk menganalisis variabel yang mempengaruhi secara signifikan terhadap tingkat efesiensi }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 
\hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 
, maka peneliti menggunakan metode Regresi Tobit. Hasil analisis pada model Re\hich\af31502\dbch\af37\loch\f31502 gresi Tobit digunakan untuk mengetahui faktor-faktor yang mempengaruhi secara signifikan nilai tingkat efisiensi }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 . Dalam mengidentifikasi variabel-variabel mana yang mempengaruhi, maka peneliti menggun\hich\af31502\dbch\af37\loch\f31502 
akan indikator nilai probabilitas dari masing-masing variabel yang akan dibandingkan dengan nilai alpha yaitu 1%, 5%, dan 10%. Adapun hasil analisis menggunakan model Regresi Tobit sebagai berikut:}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13522793 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid8784852 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid8784852\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 11}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid8784852\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Hasil Regresi Tobit}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid15685788 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7486\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid8784852\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2552\clshdrawnil \cellx2444\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4934\clshdrawnil \cellx7378\pard\plain \ltrpar
\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14688894 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid8784852\charrsid8784852 \hich\af31502\dbch\af41\loch\f31502 Nama Bank
\cell \hich\af31502\dbch\af41\loch\f31502 Skala\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852\charrsid8784852 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7486\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid8784852\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2552\clshdrawnil \cellx2444\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4934\clshdrawnil \cellx7378\row \ltrrow
}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7486\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid8784852\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2552\clshdrawnil \cellx2444\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx3982\clvertalc\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx5422\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1956\clshdrawnil \cellx7378\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid14688894 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid8784852\charrsid8784852 \cell \hich\af31502\dbch\af41\loch\f31502 
Dana \hich\af31502\dbch\af41\loch\f31502 Pihak Ketiga\cell \hich\af31502\dbch\af41\loch\f31502 Aset\cell \hich\af31502\dbch\af41\loch\f31502 Biaya Tenaga Kerja\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid8784852\charrsid8784852 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7486\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid8784852\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2552\clshdrawnil \cellx2444\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx3982\clvertalc\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx5422\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1956\clshdrawnil \cellx7378\row \ltrrow}\trowd \irow2\irowband2\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 
\trbrdrv\brdrs\brdrw10 \trftsWidth3\trwWidth7486\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid8784852\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2552\clshdrawnil \cellx2444\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx3982\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx5422\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1956\clshdrawnil \cellx7378\pard\plain \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid8784852 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid8784852\charrsid8784852 \hich\af31502\dbch\af41\loch\f31502 
UUS BPD di Indonesia\cell }\pard \ltrpar\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid8784852 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid8784852\charrsid8784852 \hich\af31502\dbch\af41\loch\f31502 -0,00220*\cell \hich\af31502\dbch\af41\loch\f31502 0,00828***\cell \hich\af31502\dbch\af41\loch\f31502 -0,00215***\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid8784852\charrsid8784852 \trowd \irow2\irowband2\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 
\trbrdrv\brdrs\brdrw10 \trftsWidth3\trwWidth7486\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid8784852\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2552\clshdrawnil \cellx2444\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1538\clshdrawnil \cellx3982\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1440\clshdrawnil \cellx5422\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1956\clshdrawnil \cellx7378\row }\pard \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13180118 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13180118 \hich\af31502\dbch\af37\loch\f31502          }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid8784852 \hich\af31502\dbch\af37\loch\f31502 
*** p<0,01     ** p<0,05       * p<0,1}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid8784852 
\par }{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid13180118 \hich\af31502\dbch\af37\loch\f31502             }{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid11937499 \hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid8784852\charrsid11937499 \hich\af31502\dbch\af37\loch\f31502 umber: }{\rtlch\fcs1 \ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid8784852\charrsid11937499 \hich\af31502\dbch\af37\loch\f31502 Data Diolah
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid197520 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 
\hich\af31502\dbch\af37\loch\f31502 Berdasarkan hasil Regresi Tobit pada tabel 11, bahwa seluruh variabel berpengaruh signifikan terhadap nilai tingkat efisiensi }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 sebagaimana hipotesa awal yaitu jika nilai probabilitas (p) lebih kecil da}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31531\hich\af31531\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31531\dbch\af37\loch\f31531 \hich\f31531 ri nilai alpha (\'e1\loch\f31531 ), maka variabel independen berpengaruh signifikan terhadap efisiensi }{\rtlch\fcs1 \af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 . Adapun hasil analisis Regresi Tobit masing-masing variabel sebagai berikut:}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 1.\tab}}\pard\plain \ltrpar\s15\qj \fi-360\li648\ri0\sl276\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\ls21\adjustright\rin0\lin648\itap0\pararsid197520\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 
Variabel independen Dana Pihak Ketig\hich\af31502\dbch\af37\loch\f31502 a menurunkan nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia sebesar 0,22% pada tingkat signifikansi 10%.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 2.\tab}}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Variabel independen Biaya Tenaga Kerja menurunkan nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah 
\hich\af31502\dbch\af37\loch\f31502 di Indonesia sebesar 0,21% pada tingkat signifikansi 1%.}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527 
\par {\listtext\pard\plain\ltrpar \s15 \rtlch\fcs1 \ab\af0 \ltrch\fcs0 \loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 3.\tab}}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Variabel independen {\*\bkmkstart _Hlk147636454}
Aset meningkatkan nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia sebesar 0,82% pada tingkat signifikansi 1%{\*\bkmkend _Hlk147636454}.
\par }\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid197520 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 
Memperhatikan hasil regresi tobit ter\hich\af31502\dbch\af37\loch\f31502 sebut, diketahui aset memiliki pengaruh signifikan untuk meningkatkan nilai tingkat efisiensi }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 , sementara dana pihak ketiga dan biaya tenaga kerja memiliki pengaruh signifikan untuk menurunkan nilai ti\hich\af31502\dbch\af37\loch\f31502 
ngkat efisiensi }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 . Artinya manajemen aset merupakan hal yang utama menjadi perhatian dalam pengelolaan }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 agar memperoleh hasil yang optimal. Hal ini\hich\af31502\dbch\af37\loch\f31502 
 menjadi tantangan bagi pengembangan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia, yang saat ini masih menghadapi persoalan skala ekonomi bisnis usaha yang masih kecil sehingga menjadikan kurang kompetitif dibandingkan dengan industri perbankan
\hich\af31502\dbch\af37\loch\f31502  \hich\af31502\dbch\af37\loch\f31502 lainnya dan rentan terhadap risiko yang dihadapi. Skala ekonomi }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 
\hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 
 yang masih kecil ini membuat modal yang tersedia terbatas, biaya operasional masih tinggi dan pricingnya kurang menarik dibandingkan den\hich\af31502\dbch\af37\loch\f31502 gan bank lain. Pada sisi lain, masalah yang dihadapi oleh }{\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia diantaranya }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527\charrsid10372527 \hich\af31502\dbch\af37\loch\f31502 juga kalah bersaing dalam perekrutan sumber daya manusia yang berkualitas di era disrupsi teknologi saat ini.}{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid10372527 
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6515183 
\par }\pard \ltrpar\qj \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid197520 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14368742\charrsid14368742 
\hich\af31502\dbch\af37\loch\f31502 Proyeksi Spin Off
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid197520 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14368742\charrsid14368742 
\hich\af31502\dbch\af37\loch\f31502 
Memperhatikan hasil analisa Regresi Tobit di atas, bahwa Aset meningkatkan nilai tingkat efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia artinya peningkatan aset menjadi salah satu faktor yang perlu menjadi perhatian dalam akselerasi keb
\hich\af31502\dbch\af37\loch\f31502 i\hich\af31502\dbch\af37\loch\f31502 
jakan pemisahaan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia menjadi Bank Umum Syariah. Berdasarkan data pada tabel 12, bahwa rata rata peningkatan persentase aset Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia terhadap aset Bank Indu
\hich\af31502\dbch\af37\loch\f31502 k\hich\af31502\dbch\af37\loch\f31502 nya sebesar 0,33}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid1462080 \hich\af31502\dbch\af37\loch\f31502 %}{\rtlch\fcs1 \ab\af0\afs24 
\ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14368742\charrsid14368742 \hich\af31502\dbch\af37\loch\f31502 
 setiap tahunnya. Apabila untuk mencapai persentase aset Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia terhadap aset Bank Induknya sebesar 50%, diperlukan waktu sekitar 124 tahun dapat memenuhi kebijakan }{\rtlch\fcs1 \ab\ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14368742\charrsid14368742 \hich\af31502\dbch\af37\loch\f31502 spin off}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14368742\charrsid14368742 
\hich\af31502\dbch\af37\loch\f31502  menjadi Bank Umu\hich\af31502\dbch\af37\loch\f31502 m Syariah}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid14368742 .
\par }\pard \ltrpar\qj \fi720\li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid16610229 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid13004062\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Tabel }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13004062\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 12}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid13004062\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 . }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13004062\charrsid15685788 \hich\af31502\dbch\af37\loch\f31502 Perkembangan Aset terhadap Bank Induk}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\b\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid15685788 
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2822\clshdrawnil \cellx7104\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid1462080 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 No\cell \hich\af31502\dbch\af41\loch\f31502 Nama Bank\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl
\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 
% Aset thd Bank Induk\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmgf\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2822\clshdrawnil \cellx7104\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \cell \cell }\pard \ltrpar
\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid10685135 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \b\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 2020\cell \hich\af31502\dbch\af41\loch\f31502 2021\cell \hich\af31502\dbch\af41\loch\f31502 2022\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid13004062\charrsid13004062 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trhdr\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvmrg\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 1.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD DKI\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 10,73\cell \hich\af31502\dbch\af41\loch\f31502 10,11\cell \hich\af31502\dbch\af41\loch\f31502 10,03\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 2.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Tengah\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 7,43\cell \hich\af31502\dbch\af41\loch\f31502 6,56\cell \hich\af31502\dbch\af41\loch\f31502 7,38\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 3.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Yogyakarta\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 9,26\cell \hich\af31502\dbch\af41\loch\f31502 9,58\cell \hich\af31502\dbch\af41\loch\f31502 11,06\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 4.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jawa Timur\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 3,79\cell \hich\af31502\dbch\af41\loch\f31502 3,92\cell \hich\af31502\dbch\af41\loch\f31502 3.05\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 5.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Jambi\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 12,11\cell \hich\af31502\dbch\af41\loch\f31502 11,25\cell \hich\af31502\dbch\af41\loch\f31502 15\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 6.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Selatan & Babel\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 8,89\cell \hich\af31502\dbch\af41\loch\f31502 12,31\cell \hich\af31502\dbch\af41\loch\f31502 11,70\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 7.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Utara\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 9,45\cell \hich\af31502\dbch\af41\loch\f31502 8,66\cell \hich\af31502\dbch\af41\loch\f31502 8,31\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow8\irowband8\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 8.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sumatera Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 9,02\cell \hich\af31502\dbch\af41\loch\f31502 9,18\cell \hich\af31502\dbch\af41\loch\f31502 10,80\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow9\irowband9\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 9.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Selatan\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 13,87\cell \hich\af31502\dbch\af41\loch\f31502 15,12\cell \hich\af31502\dbch\af41\loch\f31502 13,04\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow10\irowband10\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 10.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan \hich\af31502\dbch\af41\loch\f31502 Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 
\af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 9,38\cell \hich\af31502\dbch\af41\loch\f31502 6,90\cell \hich\af31502\dbch\af41\loch\f31502 9,61\cell 
}\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow11\irowband11\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 11.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Kalimantan Timur\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 7,06\cell \hich\af31502\dbch\af41\loch\f31502 7,71\cell \hich\af31502\dbch\af41\loch\f31502 7,44\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow12\irowband12\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow}\pard\plain \ltrpar
\ql \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 12.\cell 
}\pard \ltrpar\qj \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 UUS BPD Sulawesi Selatan & Barat\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid13004062\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 5,91\cell \hich\af31502\dbch\af41\loch\f31502 8,06\cell \hich\af31502\dbch\af41\loch\f31502 7,34\cell }\pard\plain \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {
\rtlch\fcs1 \af31507 \ltrch\fcs0 \insrsid13004062\charrsid13004062 \trowd \irow13\irowband13\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth567\clshdrawnil \cellx459\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3823\clshdrawnil \cellx4282\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row \ltrrow
}\trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4390\clshdrawnil \cellx4282\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\pard\plain \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid1462080 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid1462080\charrsid13004062 \hich\af31502\dbch\af41\loch\f31502 Rata-Rata
\cell }\pard \ltrpar\qc \li0\ri0\widctlpar\intbl\tx5297\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\rtlgutter\pararsid13004062 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\cf1\loch\af31502\hich\af31502\dbch\af41\insrsid1462080\charrsid13004062 
\hich\af31502\dbch\af41\loch\f31502 8,91\cell \hich\af31502\dbch\af41\loch\f31502 9,11\cell \hich\af31502\dbch\af41\loch\f31502 9,56\cell }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 \fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af31507 \ltrch\fcs0 
\insrsid1462080\charrsid13004062 \trowd \irow14\irowband14\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth3\trwWidth7212\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid10685135\tbllknocolband\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4390\clshdrawnil \cellx4282\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth933\clshdrawnil \cellx5215\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth923\clshdrawnil \cellx6138\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth966\clshdrawnil \cellx7104\row }\pard \ltrpar\ql \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid10685135 {\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid10685135 \hich\af31502\dbch\af37\loch\f31502                 }{\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid13004062\charrsid4225499 
\hich\af31502\dbch\af37\loch\f31502 S}{\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\lang1057\langfe1033\loch\af31502\hich\af31502\dbch\af37\langnp1057\insrsid13004062\charrsid4225499 \hich\af31502\dbch\af37\loch\f31502 umber: }{\rtlch\fcs1 
\ab\ai\af0\afs16 \ltrch\fcs0 \i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid13004062\charrsid4225499 \hich\af31502\dbch\af37\loch\f31502 Laporan Keuangan Pubikasi Unit Usaha Syariah}{\rtlch\fcs1 \ab\ai\af0\afs16 \ltrch\fcs0 
\i\fs16\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid4225499 
\par }\pard \ltrpar\qc \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid13004062 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid13004062 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid4333125 {\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 
\hich\af31502\dbch\af37\loch\f31502 Hal tersebut menjadi perhatian Otoritas Jasa Keuangan, mengingat pangsa pasar perbankan syariah secara umum masih stagnan, terutama }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 Indonesia}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 
\hich\af31502\dbch\af37\loch\f31502  }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 yang masih memiliki skala ekonomi bisnis kurang kompetitif dibanding
\hich\af31502\dbch\af37\loch\f31502 kan dengan perbankan konvensional. Konsolidasi perbankan syariah, khususnya }{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 
\hich\af31502\dbch\af37\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 
diperlukan, salah satunya melalui merger dan akuisi. Harapannya konsolidasi perbankan ini meningkatkan }{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 \i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 
economies of scale}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502  da\hich\af31502\dbch\af37\loch\f31502 n }{\rtlch\fcs1 \ab\ai\af0\afs24 \ltrch\fcs0 
\i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 economies of scope}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 
\hich\af31502\dbch\af37\loch\f31502 
, serta menghasilkan efisiensi biaya operasional untuk menghasilkan diversifikasi produk perbankan yang lebih baik. Adanya konsolidasi ini meningkatkan permodalan dan mendorong menyalurkan pembiayaan yang lebih baik dan }{\rtlch\fcs1 \ab\ai\af0\afs24 
\ltrch\fcs0 \i\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 \hich\af31502\dbch\af37\loch\f31502 sustainable}{\rtlch\fcs1 \ab\af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid877444 
\hich\af31502\dbch\af37\loch\f31502 , ser\hich\af31502\dbch\af37\loch\f31502 ta untuk meningkatkan daya saing perbankan dalam menghadapi persaingan global di era digital.}{\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 
\fs24\loch\af31502\hich\af31502\dbch\af37\insrsid877444\charrsid6098869 
\par }\pard \ltrpar\qj \li0\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253 {\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \fs24\loch\af31502\hich\af31502\dbch\af37\insrsid6098869\charrsid6098869 
\par }\pard\plain \ltrpar\s15\ql \li0\ri0\sl276\slmult1\widctlpar\tx0\tx360\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid3289253\contextualspace \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid10356352\charrsid2838520 
\par }\pard \ltrpar\s15\ql \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2772612\contextualspace {\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \b\f31502\fs24\insrsid8938199\charrsid2838520 
\hich\af31502\dbch\af31505\loch\f31502 KESIMPULAN
\par }\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2772612 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid877444\charrsid877444 \hich\af31502\dbch\af31505\loch\f31502 
Berdasarkan hasil analisis, bahwa secara keseluruhan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia memiliki nilai tingkat efisiensi yang baik dengan nilai rata-rata diatas 99% dan mengalami peningkatan selama periode penelitian, yaitu pada tahun
\hich\af31502\dbch\af31505\loch\f31502  \hich\af31502\dbch\af31505\loch\f31502 2020 rata-rata tingkat efisiensi mencapai 99,41%, pada tahun 2021 dan 2022 mengalami peningkatan nilai tingkat efisiensi masing-masing mencapai 99,49% dan 99,57%. }{
\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid877444\charrsid877444 \hich\af31502\dbch\af31505\loch\f31502 Secara individu }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid877444\charrsid877444 \hich\af31502\dbch\af31505\loch\f31502 
Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid877444\charrsid877444 \hich\af31502\dbch\af31505\loch\f31502 sebagian besar memili\hich\af31502\dbch\af31505\loch\f31502 
ki trend yang fluktuatif selama rentang waktu penelitian, namun demikian pencapaian nilai tingkat efisiensi individu}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid11356368 \hich\af31502\dbch\af31505\loch\f31502  }{\rtlch\fcs1 \ab\af37\afs24 
\ltrch\fcs0 \f31502\fs24\insrsid877444\charrsid877444 \hich\af31502\dbch\af31505\loch\f31502 sebagian besar memiliki nilai skala efisiensi diatas nilai 99%.}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid877444 
\par }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 Selanjutnya dilakukan analisis dengan menggunakan metode regresi tobit, unt\hich\af31502\dbch\af31505\loch\f31502 
uk mengetahui variabel-variabel yang mempengaruhi signifikan terhadap nilai efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. Adapun hasil analisis regresi tobit diketahui bahwa variabel Aset memiliki pengaruh signifikan untuk meningkatka
\hich\af31502\dbch\af31505\loch\f31502 n\hich\af31502\dbch\af31505\loch\f31502  nilai efisiensi Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia, sementara variabel D}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 ana }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 P}{\rtlch\fcs1 
\ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 ihak }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 
\hich\af31502\dbch\af31505\loch\f31502 K}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 etiga dan }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 B}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 iaya }{\rtlch\fcs1 
\ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 T}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 
\hich\af31502\dbch\af31505\loch\f31502 enaga }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 K}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 erja memiliki pengaruh signifikan untuk menurunkan nilai efisiensi }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336 .
\par }{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 
Memperhatikan hal tersebut, manajemen aset merupakan hal yang utama dan menjadi perhatian dalam pengelolaan Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia. Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia masih menghadapi }{\rtlch\fcs1 
\ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid17336\charrsid17336 \hich\af31502\dbch\af31505\loch\f31502 persoalan}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336\charrsid17336 
\hich\af31502\dbch\af31505\loch\f31502  skala ek\hich\af31502\dbch\af31505\loch\f31502 
onomi bisnis yang masih relatif kecil sehingga menjadikan bisnis Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia kurang kompetitif dibandingkan dengan bank lain terutama Bank Induknya. Secara regulasi, Unit Usaha Syariah Bank Pembangunan Daerah di
\hich\af31502\dbch\af31505\loch\f31502  \hich\af31502\dbch\af31505\loch\f31502 
Indonesia belum memenuhi syarat wajib pemisahaan Unit Usaha Syariah. Namun Unit Usaha Syariah Bank Pembangunan Daerah di Indonesia dituntut untuk memperbaiki penguatan permodalan dan memperhatikan efisiensi agar kedepan setelah pemisahan diharapkan tetap 
\hich\af31502\dbch\af31505\loch\f31502 m\hich\af31502\dbch\af31505\loch\f31502 empertahankan kinerja yang baik untuk dapat tumbuh berkelanjutan}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid17336 .}{\rtlch\fcs1 \ab\af37\afs24 \ltrch\fcs0 
\f31502\fs24\insrsid17336\charrsid17336 
\par }\pard \ltrpar\qj \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2772612 {\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\insrsid1331777\charrsid936601 
\par }{\rtlch\fcs1 \af37\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid1331777\charrsid1331777 
\par }\pard \ltrpar\ql \li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid2772612 {\rtlch\fcs1 \ab\af31507\afs24 \ltrch\fcs0 \b\f31502\fs24\cf1\insrsid11602229 DAFTAR PUSTAKA}{\rtlch\fcs1 
\ab\af31507\afs24 \ltrch\fcs0 \b\f31502\fs24\cf1\insrsid8938199\charrsid2838520 
\par }\pard \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 {\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Alfian, N. (2016). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid13134049 
\hich\af31502\dbch\af31505\loch\f31502 Nilai-Nilai Islam Dalam Upaya Pencegahan Fraud. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
AKTIVA: Jurnal Akuntansi dan Investasi, 1}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (2), 205-218.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj {
\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502  }{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Ansahrizal, W., Nurlaila, N., & Harahap, R. D. (2022). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid13134049 \hich\af31502\dbch\af31505\loch\f31502 Pemikiran Mohammad Nizarul Alim Tentang Akuntansi Syariah. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Madinah: Jurnal Studi Islam}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 , }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 9}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 40-51.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Ansahri\hich\af31502\dbch\af31505\loch\f31502 zal, W & Sihotang, A. A. (2023). }{\rtlch\fcs1 \ai\af31503\afs24 
\ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid13134049 \hich\af31502\dbch\af31505\loch\f31502 Akuntabilitas Dan Pengelolaan Keuangan Masjid Melalui Pendekatan Fenomenologi (Studi Empiris Di Masjid Agung Sidikalang). }{
\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 MUSLIMPRENEUR: Jurnal Ekonomi dan Kajian Keislaman, 3}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 83-100.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_\hich\af31502\dbch\af31505\loch\f31502 
BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Arianto, B. (2022). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid13134049 \hich\af31502\dbch\af31505\loch\f31502 Menakar Laporan Keuangan Masjid Berbasis ISAK 35 di Kabupaten Pandeglang. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Jurnal Akuntansi Publik, 2}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (2), 80-94.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 BPKP. (2008). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid13134049 \hich\af31502\dbch\af31505\loch\f31502 Fraud Auditing Edisi Kelima. Bogor, Indonesia: Pu\hich\af31502\dbch\af31505\loch\f31502 sdiklatwas BPKP.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Departemen Agama Republik Indonesia. (2012). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Al-Qur\hich\f31502 \rquote \loch\f31502 an dan Terjemahan}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 . Jakarta: Al-barkah.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Ikatan Akuntan Indonesia. (2018). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ISAK 35: Penyajian\hich\af31502\dbch\af31505\loch\f31502  Laporan Keuangan Entitas Berorientasi Nonlaba}{\rtlch\fcs1 \af31503\afs24 
\ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 . Jakarta: Dewan Standar Akuntansi Keuangan.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Harahap, S. S. (2012). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Analisis Kritis Atas Laporan Keuangan}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 . Jakarta: Rajawali Press.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography\hich\af31502\dbch\af31505\loch\f31502 
 CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Huslina, H & Islahuddin, S. N. (2018). }{\rtlch\fcs1 \ai\af31503\afs24 
\ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid13134049 \hich\af31502\dbch\af31505\loch\f31502 
Pengaruh Integritas Aparatur, Kompetensi Aparatur Dan Pemanfaatan Teknologi Informasi Terhadap Efektivitas Sistem Pencegahan Fraud. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 Jurnal Magister Akuntansi Pascasarjana Universitas Syiah Kuala,  4}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 (\hich\af31502\dbch\af31505\loch\f31502 1),}{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502  }{
\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 55-64.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Juniaswati, K. T., & Murdiansyah, I. (2022). Akuntabilitas Pengelolaan Keuangan Masjid Sabilillah Kota Malang Berdasarkan ISAK 35. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 AKTSAR: Jurnal Akuntansi Syariah, 5}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 118-135.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Kamilia, I., & Pujiarti. (2017). Akuntabilitas dan Pengelolaan Keuangan Masjid Melalui Pendekatan Fenomenologi (Studi Kasus Pada Yayasan Masjid Baiturrahman Pakusari \hich\f31502 \endash \loch\f31502  Jember. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 JIAI : Jurnal Ilmiah Akuntansi Indo\hich\af31502\dbch\af31505\loch\f31502 nesia, 2}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 1-13.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Khairaturrahmi & Ibrahim, R. (2018). Akuntabilitas dan Transparansi Pengelolaan Keuangan Masjid Di Kota Banda Aceh. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 JIMEKA: Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi, 3}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
(1), 111-119.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDI\hich\af31502\dbch\af31505\loch\f31502 
N Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Maulana, S. I., & Rahmat, M. (2021). Penerapan ISAK No. 35 Tentang Penyajian Laporan Keuangan Entitas Berorientasi Nonlaba Pada Masjid Besar Al-Atqiyah Kecamatan Moyo Utara Kabupaten Sumbawa. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 JAFA: Journal of Accoun\hich\af31502\dbch\af31505\loch\f31502 ting, Finance and Auditing, 3}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (2), 63-75.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Muddatstsir, U. D. A., Farida, D. N., & Kismawadi, E. R. (2018). Praktik Akuntabilitas Masjid: Studi Kasus Pada Masjid Al-Akbar Surabaya. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Economica: Jurnal Ekonomi Isl\hich\af31502\dbch\af31505\loch\f31502 am, }{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 9(2), 207-231.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Najmudin, F., & Bayinah, A. N. (2022). Kompetensi Takmir Dalam Menjaga Kualitas Laporan Keuangan Masjid: Telaah Literatur. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 JAKIS: Jurnal Akuntansi dan Keuangan Islam, 10}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (2), 129-147.

\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADD\hich\af31502\dbch\af31505\loch\f31502 
IN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
Nurfaisyah, A., & Herawati, N. T. (2022). Penyusunan Laporan Keuangan Pada Organisasi Keagamaan Berdasarkan ISAK No 35 (Studi Kasus Masjid Agung Jami Singaraja). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Jurnal Ilmiah Akuntansi dan Humanika, 12}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 206-215.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Puriyanti, T., & Mukhibad, H. (2020). Faktor-Faktor Yang Mempengaruhi Kualitas Laporan Keuangan Masjid. }{
\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Al-Mashrafiyah: Jurnal Ekonomi, Keuangan, dan Perbankan Syariah, 4}{\rtlch\fcs1 \af31503\afs24 
\ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 16-33.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Biblio\hich\af31502\dbch\af31505\loch\f31502 
graphy CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Putri, J. (2019). Urgensi Akuntansi Islam Di Era Modern. }{
\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 J-ISCAN: Journal Islamic Accounting Research, 1}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 51-66.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Safuan. S., Budiandru, B., &\hich\af31502\dbch\af31505\loch\f31502 
 Ismartaya, I. (2021). Fraud Dalam Perspektif Islam. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Owner: Riset & Jurnal Akuntansi, 5}{
\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 219-228.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Sari, M., Mintarti, S., & Fitria, Y. (2018). Akuntabilitas Pengelolaan Organisasi Keagamaan. }{\rtlch\fcs1 
\ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 KINERJA: Jurna\hich\af31502\dbch\af31505\loch\f31502 l Ekonomi dan Manajemen, 15}{\rtlch\fcs1 \af31503\afs24 
\ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (2), 45-56.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Sitompul, M., Harahap, N., & Harmain, H. (2015). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Akuntansi Masjid}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 . Medan: Febi Uinsu Press.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Sudarmanto, E., & Utami, C. K\hich\af31502\dbch\af31505\loch\f31502 
. (2021). Pencegahan Fraud Dengan Pengendalian Internal Dalam Perspektif Alquran. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
JIEI: Jurnal Ilmiah Ekonomi Islam, 7}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 195-208.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Sugiyono. (2018). }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Metode Penelitian Pendidikan.}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502  CV. Alfabeta.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Syamsuddin & Wahyudi, P. (2022). Pencegahan Fraud Dalam Perspektif Metafora Amanah. }{\rtlch\fcs1 
\ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ASSETS, 12}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 159-174.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Wardoyo, D. U., Perdana, N. A. R., & Khotimah, D. K. (2\hich\af31502\dbch\af31505\loch\f31502 
022). Analisis Implementasi ISAK 35 Terhadap Laporan Keuangan Masjid Syamsul Ulum Periode 2021. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 JUPEA: Jurnal Publikasi Ilmu Ekonomi dan Akuntansi, 2}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 
(3), 356-369.
\par }}}\pard\plain \ltrpar\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
\fs22\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj 
{\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Widyanti, R., Setiawan, P., & Sabyan, M. (202\hich\af31502\dbch\af31505\loch\f31502 
1). Konsep Amanah Dalam Akuntabilitas Pengelolaan Keuangan Pada Masjid Ikhlas Muhammadiyah Kecamatan Lubuk Begalung Kota Padang. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 Menara Ekonomi: Penelitian dan Kajian Ilmiah Bidang Ekonomi, 7}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502 (3), 112-120.
\par }\pard\plain \ltrpar\s17\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 \rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 }}\pard\plain \ltrpar\s17\qj \fi720\li288\ri0\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin288\itap0\pararsid3361206 
\rtlch\fcs1 \af31507\afs20\alang1025 \ltrch\fcs0 \fs20\lang1033\langfe1033\loch\af31506\hich\af31506\dbch\af31505\cgrid\langnp1033\langfenp1033 \sectd \ltrsect
\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj {\field\fldlock{\*\fldinst {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 ADDIN Mendeley Bibliography CSL_BIBLIOGRAPHY }}{\fldrslt {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 
\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Yur\hich\af31502\dbch\af31505\loch\f31502 maini. (2017). Kecurangan Akuntansi }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 
\i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (Fraud Accounting)}{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 
\hich\af31502\dbch\af31505\loch\f31502  Dalam Perspektif Islam. }{\rtlch\fcs1 \ai\af31503\afs24 \ltrch\fcs0 \i\f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 Jurnal Akuntansi dan Bisnis, 3}
{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang1057\langfe1033\langnp1057\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502 (1), 93-104.}}}\sectd \ltrsect
\pgnrestart\pgnstarts202\linex0\headery709\footery709\colsx708\endnhere\titlepg\sectlinegrid360\sectdefaultcl\sectrsid15685788\sftnbj {\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang14345\langfe1033\langnp14345\insrsid10105310 }{\rtlch\fcs1 
\af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang14345\langfe1033\langnp14345\insrsid2304174\charrsid2304174 \hich\af31502\dbch\af31505\loch\f31502      }{\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang14345\langfe1033\langnp14345\insrsid10105310 }{
\rtlch\fcs1 \af31503\afs24 \ltrch\fcs0 \f31502\fs24\lang14345\langfe1033\langnp14345\insrsid4145707 
\par }\pard\plain \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid6826232 \rtlch\fcs1 \af31507\afs22\alang1025 \ltrch\fcs0 
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\par }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid15685788 {\rtlch\fcs1 \af31507 \ltrch\fcs0 \lang14345\langfe1033\langnp14345\insrsid15685788\charrsid15685788 
\par 
\par 
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