ISLAMIC ECONOMICS AND THE CLIMATE CRISIS: RECONSTRUCTING THE ROLES OF ZAKAT AND WAQF IN ACHIEVING ENVIRONMENTAL RESILIENCE
DOI:
https://doi.org/10.22373/aiszawa.v2i1.9760Keywords:
Islamic economics, zakat, waqf, climate crisis, sustainabilityAbstract
The global climate crisis demands responses from various sectors, including Islamic economics, which holds significant potential in supporting environmental sustainability through social instruments such as zakat and waqf. This study aims to explore the relevance and contribution of Islamic economic approaches in addressing contemporary ecological challenges. Using a literature review method based on five key studies, the findings reveal that: (1) Islamic economic approaches are urgently needed in climate crisis response policies; (2) the function of zakat must be reconstructed to enhance environmental resilience; (3) productive waqf can be recontextualized as an ecological instrument; (4) the integration of zakat and waqf contributes to the development of an Islamic green economic model; and (5) digitalization and social innovation play a strategic role in optimizing zakat and waqf for environmental purposes. These findings indicate that zakat and waqf are not only social and economic tools but also hold ecological value that can be maximized through cross-sector collaboration and digital technology. The study recommends strengthening regulations, enhancing institutional synergies, and developing green zakat and eco-waqf programs as adaptive strategies in addressing climate change.
References
Abduh, A., Marliyah, & Siregar, S. (2024). Instrumen keuangan sosial Islam dan keberlanjutan lingkungan (SDGs 13). Islamic Banking and Finance Journal, 5(1). https://dx.doi.org/10.24014/ibf.v5i1.28345
Abrar, M. (2024). Pemetaan konsep pengentasan kemiskinan dalam perspektif ekonomi Islam di Indonesia periode 2014–2023 (Tesis Magister, Universitas Islam Negeri Ar-Raniry). https://repository.ar-raniry.ac.id/id/eprint/37235/
Abrar, M., & Ihza, M. H. (2024). Pemetaan bibliometrik terhadap distribusi pendapatan sebagai instrumen pengentasan kemiskinan dalam perspektif ekonomi Islam. Jurnal Ekonomi Manajemen dan Sekretari, 9(2), 83–96. https://doi.org/10.35870/jemensri.v9i2.3003
Abrar, M., & Ihza, M. H. (2025). Transformasi digital dalam perbankan syariah: Mengadopsi teknologi era masa kini untuk meningkatkan layanan. Jurnal Keuangan dan Manajemen Terapan, 6(1), 425–443. https://ejurnals.com/ojs/index.php/jkmt/article/view/1384
Abrar, M., Ihza, M. H., Putra, Z. A., Al-Munawir, A., & Safrirullah. (2024). Analisis bibliometric: Pemetaan terhadap modal sosial sebagai instrumen pengentasan kemiskinan dalam pandangan ekonomi Islam. Ikhtisar: Jurnal Pengetahuan Islam, 4(2), 297–514. https://doi.org/10.55062/IJPI.2024.v4i2/642/5
Alfian, M. A., Jaswir, I., Wira, A., & Novia, A. (2024). Peran keuangan sosial Islam dalam mencapai Sustainable Development Goals. Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, 10(1). https://doi.org/10.30651/jms.v10i1.25106
Ali, H., Gueyie, J. P., & Chrysostome, E. V. (2022). Gender, credit risk and performance in Sub-Saharan African microfinance institutions. Journal of African Business. https://doi.org/10.1080/15228916.2022.2079275
Ali, N., & Saputri, A. A. I. (2025). Revitalisasi hukum keluarga Islam untuk memberdayakan ekosistem ekonomi syariah yang adil: Perspektif normatif dan socio legal. Citizen: Jurnal Ilmiah Multidisiplin Indonesia, 5(3), 747–758. https://doi.org/10.53866/jimi.v5i3.871
Aliyah, E. N., Amalia, R., Nazar, M. I., Fadilah, M. H., & Setyanoor, E. (2025). Zakat, wakaf, dan stabilitas moneter: Perspektif ekonomi Islam untuk masa depan berkelanjutan. Ahsan: Jurnal Ilmiah Keislaman dan Kemasyarakatan, 2(1), 122–140. https://www.jurnal.pustari.com/index.php/ahsan/article/view/42
Al-Qaradawi, Y. (1999). Fiqh al-Zakat: A comparative study of zakat in Islamic jurisprudence. Scientific Publishing Centre, King Abdulaziz University.
Al-Sadr, M. B. (1982). Iqtisaduna (Ekonomi Kita). Beirut: Dar al-Ta’aruf.
Amir, H. (2024). Optimalisasi lahan wakaf melalui sistem hidroponik di Provinsi Riau. Al-Ma’lumat: Jurnal Ilmu-Ilmu Keislaman, 2(1). https://doi.org/10.56184/jam.v2i1.369
As-Suyuthi, J. (2000). Al-Ashbah wa al-Naza’ir fi Qawa‘id wa Furu‘ Fiqh al-Shafi‘i. Dar al-Kutub al-‘Ilmiyyah.
Candra, J., & Kamilah. (2025). Peran ekonomi syariah dalam meningkatkan ketahanan pangan di era perubahan iklim. Jurnal Sains Riset, 15(1), 42.
Chapra, M. U. (2000). The future of economics: An Islamic perspective. Leicester: The Islamic Foundation.
Chen, H., Huang, Y., & Ye, F. (2022). Risk spillover and contagion effects in online lending: Evidence from China’s P2P market. Finance Research Letters, 45, 102153. https://doi.org/10.1016/j.frl.2021.102153
Creswell, J. W., & Poth, C. N. (2018). Qualitative inquiry and research design: Choosing among five approaches (4th ed.). Sage Publications.
Cull, R., Ehrbeck, T., & Holle, N. (2022). Financial inclusion and development: Recent impact evidence. World Bank Group.
Dodi, L. (2018). Ideologi agama dalam praktik dominasi antara LDII versus non-LDII di Jombang. Teosofi: Jurnal Tasawuf dan Pemikiran Islam, 8(1), 191–217. https://doi.org/10.15642/teosofi.2018.8.1.1-27
Dusuki, A. W. (2008). What does Islam say about corporate social responsibility (CSR)?. Review of Islamic Economics, 12(1), 5–28.
Dusuki, A. W., & Abdullah, N. I. (2007). Maqasid al-Shari’ah, maslahah, and corporate social responsibility. The American Journal of Islamic Social Sciences, 24(1), 25–45.
Eriawan, R. W., & Masruchin, M. (2021). Design agricultural land protection through waqf strategy istibdal. El-Jizya: Jurnal Ekonomi Islam, 9(1), 12–25. https://doi.org/10.24090/ej.v9i1.4477
Fauzi, R. A. (2022). Wakaf energi terbarukan: Alternatif wakaf produktif di era perubahan iklim. Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam, 14(2). https://doi.org/10.47411/al-awqaf.v14i2.152
Ghosh, J. (2020). The financialization of households and the rise of digital debt. Cambridge Journal of Economics.
Haneef, M. A. (2014). Pengetahuan terintegrasi dalam ekonomi Islam: Menuju pemahaman yang lebih holistik. Kuala Lumpur: IIUM Press.
Haneef, M. A., & Furqani, H. (2011). Methodology of Islamic economics: Typology of current practices, evaluation and way forward. Journal of King Abdulaziz University: Islamic Economics, 24(1), 63–98.
Hardiansyah Siregar, K., Manday, C. C. R., & Efendi, B. (2021). Model Cash Waqf Linked Sukuk (CWLS): Instrumen ketahanan pangan Indonesia SDGs. Jurnal Kajian Ekonomi dan Kebijakan Publik, 6(2), 601–609. https://journal.pancabudi.ac.id/index.php/jepa/article/view/3737
Hassan, M. K., Aliyu, S., & Paltrinieri, A. (2020). A review of Islamic social finance: Assessment, challenges and way forward. International Journal of Islamic and Middle Eastern Finance and Management, 13(3), 361–386. https://doi.org/10.1108/IMEFM-05-2019-0182
Hendropuspito. (1983). Sosiologi agama. Yogyakarta: Kanisius.
Hidayati, A. N., Putri, A. L. I., Farandia, D. A., Aranza, R. N. A., & Alfauzhi, R. N. (2025). Zakat sebagai instrumen kebijakan fiskal Islam dalam mengurangi kemiskinan dan meningkatkan pembangunan ekonomi. Jurnal Riset Mahasiswa Ekonomi (JRME), 2(3), 232–244. https://doi.org/10.61722/jrme.v2i3.4478
Huda, M. (2018). Ragam bangunan perundang-undangan hukum keluarga di negara-negara Muslim modern: Kajian tipologis. Al-Manahij: Jurnal Kajian Hukum Islam, 11(1), 49–60. https://doi.org/10.24090/mnh.v11i1.1267
Humaida, N., Aula Sa’adah, M., Huriyah, H., & Hasanatun Nida, N. (2020). Pembangunan berkelanjutan berwawasan lingkungan (Sustainable Development Goals) dalam perspektif Islam. Khazanah: Jurnal Studi Islam dan Humaniora, 18(1), 131–154. https://doi.org/10.18592/khazanah.v18i1.3483
International Monetary Fund. (2024). Global financial stability report: Fiscal space and financial risk in post-pandemic recovery. International Monetary Fund.
Ismail, A. G., & Shaikh, S. A. (2017). Revitalisasi wakaf untuk pembangunan sosial-ekonomi: Perlunya model-model inovatif. International Journal of Excellence in Islamic Banking and Finance, 6(1), 1–15.
Jusriadi, E., Caronge, E., Asniwati, & Nginang, Y. (2024). Edukasi literasi keuangan dalam upaya pencegahan penipuan pinjaman online. JMM: Jurnal Masyarakat Mandiri, 8(2), 1646–1656.
Kahneman, D., & Tversky, A. (1979). Prospect theory: An analysis of decision under risk. Econometrica, 47(2), 263–291. https://doi.org/10.2307/1914185
Kamla, R., & Haque, F. (2019). Islamic accounting, critical realism and the contribution of Abu Zayd al-Balkhi. Critical Perspectives on Accounting, 63, 102041. https://doi.org/10.1016/j.cpa.2019.102041
Karimullah, S. S. (2025). Keadilan ekonomi Islam sebagai solusi alternatif bagi krisis ekonomi global. HEI EMA: Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi, 4(1), 133–152. https://doi.org/10.61393/heiema.v4i1.273
Krippendorff, K. (2018). Content analysis: An introduction to its methodology (4th ed.). Sage.
Mannan, M. A. (1993). Memahami keuangan Islam: Studi tentang sistem keuangan Islam. Dhaka: Islamic Economics Research Bureau.
Mardani, D. A. (2023). Green waqf and ecological justice: A new direction of Islamic social finance. ZISWAF: Jurnal Zakat dan Wakaf, 11(1). https://doi.org/10.21043/ziswaf.v11i1.20535
Mardani, D. A. (2023). Wakaf dan ekonomi hijau: Upaya mengurangi perubahan iklim dan emisi gas karbon. LA ZHULMA: Jurnal Ekonomi Syariah, 2(1), 23–34.
Mir-Hosseini, Z. (2003). The construction of gender in Islamic legal thought and strategies for reform. In A. B. Sajoo (Ed.), Civil society in the Muslim world: Contemporary perspectives (pp. 74–100). I.B. Tauris.
Mohieldin, M., Iqbal, Z., Rostom, A., & Fu, X. (2011). The role of Islamic finance in enhancing financial inclusion in OIC countries. The World Bank. https://doi.org/10.1596/1813-9450-5920
Munawir, A., Abrar, M., & Ihza, M. H. (2024, December). Analysis of factors influencing the success of mustahiq business with work ethic as an intervening variable. In Proceedings of Aceh International Seminar on Zakat and Waqf (Vol. 1, No. 1). https://journal.ar-raniry.ac.id/AISZAWA/issue/view/321
Musari, K. (2022). Cash Waqf Linked Sukuk: Green sukuk and the future of Islamic climate finance in Indonesia. IJIK, 12(2). https://doi.org/10.15575/ijik.v12i2.17750
Nadila, N., Ghofur, R. A., & Fasa, M. I. (2025). Peran reforma agraria dalam mewujudkan ekonomi berkelanjutan: Berdasarkan perspektif ekonomi Islam. Jurnal E-Bis, 9(1), 389–407. https://doi.org/10.37339/e-bis.v9i1.2417
Nurzaman, M. S. (2022). Zakat, green economy and sustainable development: A conceptual framework. Journal of Islamic Monetary Economics and Finance, 8(1), 21–40. https://doi.org/10.21098/jimf.v8i1.1385
Obaidullah, M. (2016). Reviving waqf for socio-economic development. Islamic Research and Training Institute, Islamic Development Bank.
Osman, M. M. (2016). Islamic perspective on sustainable development. Intellectual Discourse, 24(1), 15–38.
Putri, D. A. F., & Mukhlis, I. (2022). Peran zakat terhadap ketahanan pangan dalam pembangunan ekonomi daerah. Jurnal Ekonomi, Bisnis dan Pendidikan, 2(1), 79–90. https://doi.org/10.17977/um066v2i12022p79-90
Qur'an Surah Al-A’raf [7]:31 dan Al-Baqarah [2]:205.
Qutaiba, M., & Owais, R. (2023). SRI sukuk as tools for climate crisis response in Muslim countries. Talaa’, 3(2). https://doi.org/10.54045/talaa.v3i2.739
Raeei, M. A. (2023). Analysing of the Sustainable Development Goals in Damascus University during Syrian crisis using the strategy in the university and the bibliometrics data from SciVal. Discover Sustainability, 4(1), 24. https://doi.org/10.1007/s43621-023-00140-y
Rahmayati, & Badawi. (2022). Waqf-based sustainability financing in Islamic perspective. Riset Ekonomi Islam, 3(1). https://doi.org/10.59107/ri.v3i1.73
Reysa, R., Fitroh, U., Wibowo, C. R., & Rustanti, D. (2022). Determinasi kebijakan dividen dan kinerja perusahaan: Kepemilikan manajerial dan kinerja keuangan (Literature review manajemen keuangan). JMPIS: Jurnal Manajemen Pendidikan dan Ilmu Sosial, 3(1), 364–374. https://doi.org/10.38035/jmpis.v3i1
Rianti, P. R., & Munawwar, W. (2024). Optimalisasi pengelolaan wakaf produktif dalam mendukung Sustainable Development Goals (Studi kasus lembaga wakaf di Kabupaten Bogor). PROFJES: Profetik Jurnal Ekonomi Syariah, 3(2), Juli–Desember. https://doi.org/10.24952/profjes.v3i2.11678
Rizk, R. R. (2014). Islamic environmental ethics and activism: Examples from the Muslim world. Journal of Islamic Accounting and Business Research, 5(2), 194–210. https://doi.org/10.1108/JIABR-03-2012-0014
Rokhlinasari, S., & Widagdo, R. (2023). Zakat, keuangan inklusif, dan instrumen keuangan dalam mewujudkan SDGs dan maqashid syariah. Cirebon: CV. Elsi Pro. https://repository.syekhnurjati.ac.id/12381/1/Buku%20full.pdf
Salya, S., & Nandana, Y. (2022). Indonesia’s 2022 presidency for the G20 summit in a strategic intelligence perspective: Anticipating security and hidden agenda issues. International Journal of Environmental, Sustainability, and Social Sciences, 3(2), 288–298. https://journalkeberlanjutan.com/index.php/ijesss
Sarifudin, A., Bafadhol, I., & Setiawan, D. (2022). Pemberdayaan masyarakat terhadap lingkungan, perilaku hidup sehat, dan ketahanan pangan di era new normal di Desa Purwasari Kecamatan Cicurug Kabupaten Sukabumi. Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat, 2(2), 173–190. https://doi.org/10.30868/khidmatul.v2i02.2077
Sayyida, A., & Wigati, S. (2014). Optimalisasi wakaf uang sebagai penggerak nilai SDGs. Jurnal Ilmiah Ekonomi dan Manajemen, 2(11), 207–215. https://doi.org/10.61722/jiem.v2i11.2916
Shafiyah, S. S., & Nisa, F. L. (2024). Transformasi ekonomi syariah di tengah perubahan iklim dan lingkungan: Strategi adaptasi dan mitigasi. Jurnal Ilmiah Ekonomi Bisnis dan Akuntansi, 1(1), 80–85. https://doi.org/10.61722/jemba.v1i1.71
Shaik, A. R., & Anis Ali, I. D. A. (2023). Working capital and financial performance in the energy sector of Saudi Arabia: Moderating role of leverage. International Journal of Energy Economics and Policy, 13(3), 158–163. http://www.econjournals.com
Siregar, K. H., Manday, C. C. R., & Efendi, B. (2021). Model Cash Waqf Linked Sukuk (CWLS): Instrumen ketahanan pangan Indonesia dalam rangka SDGs. Jurnal Kajian Ekonomi dan Kebijakan Publik, 6(2), 601–609. https://journal.pancabudi.ac.id/index.php/jepa/article/view/3737
Siregar, K. H., Manday, C. C. R., & Efendi, B. (2021). Model Cash Waqf Linked Sukuk (CWLS): Instrumen ketahanan pangan Indonesia SDGs. Jurnal Kajian Ekonomi dan Kebijakan Publik, 6(2), 601–609. https://journal.pancabudi.ac.id/index.php/jepa/article/view/3737
Suhendi, Umar, Aryanti, Z., Annisah, S., & Syaferi, A. (2024). Menggerakan wakaf kompos: Aksi lokal penguatan peran ekologis masjid untuk mitigasi perubahan iklim. Bulletin of Community Engagement, 4(3), 861–875. https://doi.org/10.51278/bce.v4i2.1697
Sukaina, I., Zahidah, H., & Arifian, F. (2022). Inovasi aplikasi online green waqf berbasis blockchain guna pendanaan produktivitas tamanu sebagai upaya pelestarian lingkungan. JIOSE: Journal of Indonesian Sharia Economics, 1(2), 139–156. https://doi.org/10.35878/jiose.v1i2.484
Syadali, M. R. (2023). Zakat, belanja pemerintah, utang pemerintah, dan pertumbuhan ekonomi Indonesia: Sebuah analisis kritis melalui literature review. Jurnal Ilmiah Ekonomi Islam, 9(3), 3414–3423. https://doi.org/10.29040/jiei.v9i3.9451
Syarigawir, Permata, S., Salfianur, & Wahid, S. H. (2023). Sistem distribusi kekayaan negara dalam perspektif Islam. Adz Dzahab: Jurnal Ekonomi dan Bisnis Islam, 8(1), 130–140. http://journal.iaimsinjai.ac.id/index.php/adz-dzahab
Thaler, R. H. (1999). Mental Accounting matters. Journal of Behavioral Decision Making, 12(3), 183–206. https://doi.org/10.1002/(SICI)1099-0771(199909)12:3<183::AID-BDM318>3.0.CO;2-F
Udeagha, M. C., & Breitenbach, M. C. (2023). Exploring the moderating role of financial development in environmental Kuznets curve for South Africa: Fresh evidence from the novel dynamic ARDL simulations approach. Financial Innovation, 9(5), 1–52. https://doi.org/10.1186/s40854-022-00396-9
Ulirrahmi, F., & Afthon Yazid, A. (2022). Wakaf berbasis akad muamalah untuk meningkatkan ketahanan pangan di Indonesia. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Islam, 4(2), 230–243.
UNESCAP. (2022). Resilient economies and societies: Building a pathway towards sustainable recovery. United Nations ESCAP.
United Nations ESCAP. (2022). Resilient economies and societies: Building a pathway towards sustainable recovery. Bangkok: UNESCAP.
Wahyuni, D., Ahmad, K., & Zainuri, R. (2023). Reimagining the role of Islamic philanthropy in climate resilience: A wakaf-based model. Journal of Islamic Economics, 15(2), 189–205.
WCED. (1987). Our common future. World Commission on Environment and Development (Brundtland Report). Oxford University Press.
Wigati, S., & Amalina, S. (2014). Optimalisasi wakaf uang sebagai penggerak nilai SDGs. Kampus Akademik Publishing Jurnal Ilmiah Ekonomi dan Manajemen, 2(11), 207–215. https://doi.org/10.61722/jiem.v2i11.2916
Wulandari, A. T., Sari, D. P., & Fauzia, N. (2023). Behavioral consequences of over-indebtedness in digital lending among Indonesian millennials. Journal of Consumer Policy and Financial Literacy, 31(2), 187–205.
Zaman, A. (2020). Islamic economics: A survey of the literature. Islamic Economic Studies, 28(1), 1–30. https://doi.org/10.1108/IES-12-2019-0036
